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Why should you have Short Term Income Protection Insurance?: The chances of you being off work for more than 30 days are quite high. Short Term Income Protection Insurance will help provide the income you need.
Will Short Term Income Protection Insurance pay out immediately you make a claim?: You have to be off work for 30 days before you can make a claim but the income is then backdated to the very first day you were off work.
How long should you insure for?: Short Term Income Protection Policies are renewed annually. So you really only need to plan one year ahead.
For how long will the policy continue to provide income: Short Term Income Protection Insurance will provide income if you are off work and the income will continue for up to 12 months or cease when you return to work, whichever is the sooner.
Should you insure for accident and sickness or accident, sickness and unemployment?: The Short Term Income Protection Insurance Burgesses offer gives you the option of insuring yourself for:

You want to ensure that you receive a monthly income if you became sick, unemployed or had an accident for as long as you were off work (i.e. no limit of 12 months) or until the insurance policy finished whichever came sooner.

You need Permanent Health Insurance.

Permanent Health Insurance is both complicated to apply for and the premiums are costly. Consequently, it is not available here online. If it’s Permanent Health Insurance you want, we suggest you contact a local Independent Financial Adviser.

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