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Why should you have Short Term Income Protection Insurance?
The chances of you being off work for more than 30 days are quite high. Short Term Income Protection Insurance will help provide the income you need.
How Much Will It Cost?
You can have Short Term Income Protection Insurance for either unemployment alone, or sickness and accident alone, or all three. The costs of the policies is much lower than you'd expect.
How long should you insure for?
Short Term Income Protection Policies are renewed annually. So you really only need to plan one year ahead.
For how long will the policy continue to provide income
Short Term Income Protection Insurance will provide income if you are off work and the income will continue for up to 12 months or cease when you return to work, whichever is the sooner.
Should you insure for accident and sickness or accident, sickness and unemployment?
The Short Term Income Protection Insurance Burgesses offer gives you the option of insuring yourself for:

How Much Will It Cost?

You can have Short Term Income Protection Insurance for either unemployment alone, or sickness and accident alone, or all three. The costs of the policies is much lower than you'd expect.

Your premiums is normally costed at a "rate" per £100 of the monthly income you want insured. You can get a quotation online in minutes by clicking on get a quote.

Assuming you can afford it, we believe that it makes great sense to insure for disability and unemployment because: -

  • Over the last five years 28 % of people have been off work for more than a month due to illness or accident.
  • 1 in 3 people aged between 25 and 34 have been unemployed for more than a month.

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Frequently Asked Questions related to the above topic.
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