Hot Topics

When do you need your cover to be in place?: In most cases, you can be insured immediately online. If you don't want to be insured straight away, then that's no problem. You simply enter a future date you want the insurance to start.
How are the premiums calculated?: All the questions you are asked to complete online will influence your premium even down to your postcode. Within milliseconds all your details will be electronically transmitted to a main computer which works out your premium.
Will the Risk of Subsidence or Land Slippage Affect Your Insurance Premium?: Yes either will greatly affect your premium.
How Do You calculate the value for your Contents Insurance?: Ideally you should compile a detailed and thorough inventory of all your contents. This enables you to work out how much to insure for and, if you have a claim, your claim will be settled so much quicker.
What is Index Linking and should you have it?: Index Linking means that each year the insurance company will automatically increase the sums insured under your policy to reflect changes the country's rate of inflation.

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Extra Special Rates for Tenants and Students

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