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Home and Contents FAQ Home
General Questions
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What does Home Insurance cover? (also known as Buildings Insurance)
Hot Topics
- What does Home Insurance Cover?
- Home Insurance covers damage to or loss of the structure and permanent fittings in your house.
- Why is Home Insurance so Important?
- Your home is probably your single largest investment and your mortgage will be secured against it. If you’re uninsured and your home were to burn down, then not only have you lost your home and largest investment, but you’re still faced with paying back the mortgage in full.
- How are the premiums calculated?
- All the questions you are asked to complete online will influence your premium even down to your postcode. Within milliseconds all your details will be electronically transmitted to a main computer which works out your premium.
- How Do You calculate the rebuilding cost for your Home Insurance?
- You don’t need to! Both the companies that handle our Home Insurance will estimate your rebuilding cost based upon the information you provide and show you their suggested figure on screen.
- Complaining about a Home & Contents Insurance Company
- The general insurance industry is now regulated by the Financial Services Authority.
- What does Contents Insurance cover?
- What is Tenants Contents Insurance?
- Why is Home Insurance so important?
- Why is Contents Insurance so important?
- What information will you need to provide?
- Can you be insured straight away online?
- When do you need your cover to be in place?
- Will Home Insurance cover your garage, sheds, greenhouse and outbuildings?
- What parts of my property are unlikely to be covered by Home Insurance?
- Are there any circumstances that may mean you cannot get Home & Contents Insurance?
Questions about your insurance premium
- How can we promise you a really low price?
- How are the premiums calculated?
- Will the risk of flooding affect your insurance premium?
- Will the risk of subsidence or land slippage affect your insurance premium?
Aspect you have to make decisions about when buying Home & Contents Insurance
- How do you calculate the rebuilding cost for your Home Insurance?
- How do you calculate the value for your Contents Insurance?
- What is Index Linking and should you have it?
Are there any problems if you buy Mortgage Payment Protection Insurance here online?
Any Good Tips?
Making a Claim
Other
- Complaining about a Home & Contents Insurance Broker
- Complaining about a Home & Contents Insurance Company
- Complaining about misleading advertising