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Home and Contents FAQ Home
General Questions
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What does Home Insurance cover? (also known as Buildings Insurance)
Hot Topics
- What does Home Insurance Cover?
- Home Insurance covers damage to or loss of the structure and permanent fittings in your house.
- What is Tenants Content Insurance?
- You will only need to consider Tenants Contents Insurance if you are living in a rented property.
- When do you need your cover to be in place?
- In most cases, you can be insured immediately online. If you don't want to be insured straight away, then that's no problem. You simply enter a future date you want the insurance to start.
- What Parts of my Property are Unlikely to be Covered by Home Insurance?
- Home Insurance rarely covers swimming pools, plants, trees, paths, fences, gates and drives.
- What is Index Linking and should you have it?
- Index Linking means that each year the insurance company will automatically increase the sums insured under your policy to reflect changes the country's rate of inflation.
- What does Contents Insurance cover?
- What is Tenants Contents Insurance?
- Why is Home Insurance so important?
- Why is Contents Insurance so important?
- What information will you need to provide?
- Can you be insured straight away online?
- When do you need your cover to be in place?
- Will Home Insurance cover your garage, sheds, greenhouse and outbuildings?
- What parts of my property are unlikely to be covered by Home Insurance?
- Are there any circumstances that may mean you cannot get Home & Contents Insurance?
Questions about your insurance premium
- How can we promise you a really low price?
- How are the premiums calculated?
- Will the risk of flooding affect your insurance premium?
- Will the risk of subsidence or land slippage affect your insurance premium?
Aspect you have to make decisions about when buying Home & Contents Insurance
- How do you calculate the rebuilding cost for your Home Insurance?
- How do you calculate the value for your Contents Insurance?
- What is Index Linking and should you have it?
Are there any problems if you buy Mortgage Payment Protection Insurance here online?
Any Good Tips?
Making a Claim
Other
- Complaining about a Home & Contents Insurance Broker
- Complaining about a Home & Contents Insurance Company
- Complaining about misleading advertising




