Hot Topics

Will the Risk of Flooding Affect Your Insurance Premium?
Yes it will have big affect on your premium.
How Do You calculate the value for your Contents Insurance?
Ideally you should compile a detailed and thorough inventory of all your contents. This enables you to work out how much to insure for and, if you have a claim, your claim will be settled so much quicker.
Are There Any Situations That Would Result In Your Claim Being Refused?
First of all please ensure that you answer all the online questions accurately. If you don’t then the insurance company is entitled to refuse any claim.
Complaining about a Home & Contents Insurance Broker
The insurance industry is now regulated by the Financial Services Authority.

When do you need your cover to be in place?

In most cases, you can be insured immediately online. If you don't want to be insured straight away, then that's no problem. You simply enter a future date you want the insurance to start.

Most cases can be insured immediately online. However, if your details cannot be automatically assessed by the insurers' automated systems, they will need to be looked at by an insurance underwriter. This will mean that your quotation will be sent by E Mail, normally within 24 working hours.

If you don't want to be insured straight away, for example because you're in the process of buying the property or because you want to wait for your existing insurance to end, then that's no problem. The site will allow you to enter a future date to start the new insurance.

Frequently Asked Questions related to the above topic.
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