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Why is Home Insurance so Important?: Your home is probably your single largest investment and your mortgage will be secured against it. If you’re uninsured and your home were to burn down, then not only have you lost your home and largest investment, but you’re still faced with paying back the mortgage in full.
How can we promise you a really low price?: We have searched the market extensively to identify the two companies most likely to give you the best deal.
How Do You calculate the value for your Contents Insurance?: Ideally you should compile a detailed and thorough inventory of all your contents. This enables you to work out how much to insure for and, if you have a claim, your claim will be settled so much quicker.
Do you have to buy your Home & Contents Insurance through your mortgage lender or mortgage broker?: No, you can buy your Home and Contents wherever you choose. And you’re likely to make a significant saving buying here online.
Good Tips on Reducing Your Premium: If you feel that the only way to reduce your premium is to reduce the cover, then think again.

What Parts of my Property are Unlikely to be Covered by Home Insurance?

Home Insurance rarely covers swimming pools, plants, trees, paths, fences, gates and drives.

Home Insurance usually covers everything else that is permanently attached to your property. Belongings that are not permanently attached to your property should be insured under a Contents Insurance cover.

Please specifically check out what your proposed policy includes. Conditions and levels of cover do vary between insurance companies.

Frequently Asked Questions related to the above topic.
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