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Hot Topics
- What does Contents Insurance Cover?
- Contents Insurance covers loss or damage to your possessions whilst they are in your home howsoever caused (apart from personal malicious damage).
- What Information Will You Need to Provide
- For Home Insurance you’ll need to enter details about:
- Good Tips on Security
- It pays to make your home safe and secure. Your insurance will be cheaper and the thieves are less likely to come visiting.
- Good Tips on Reducing Your Premium
- If you feel that the only way to reduce your premium is to reduce the cover, then think again.
- How do you make a claim?
- Most insurance companies now have emergency help lines. In our experience they are very efficient and will tell you what to do – sometimes they'll even make all the arrangements for you.
What is Index Linking and should you have it?
Index Linking means that each year the insurance company will automatically increase the sums insured under your policy to reflect changes the country's rate of inflation.
This ensures that the insurance values on your policy remain up to date. (However, if the value of your contents has increased because you have acquired more belongings then you should inform the insurance company and they will update your policy accordingly.) When the insurance company applies the Index Linking adjustment each year, you should expect your monthly premium to increase proportionately.
Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -
- What does Home Insurance cover? (also known as Buildings Insurance)
- What does Contents Insurance cover?
- What parts of my property are unlikely to be covered by Home Insurance?
- How can we promise you a really low price?
- How are the premiums calculated?
- Do you have to buy your Home & Contents Insurance through your mortgage lender or mortgage broker?
- Good Tips on Reducing Your Premium
- Do I need Home & Contents Insurance?
- Go to menu of Frequently asked about Home & Contents Insurance




