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What is Tenants Content Insurance?
You will only need to consider Tenants Contents Insurance if you are living in a rented property.
Will the Risk of Subsidence or Land Slippage Affect Your Insurance Premium?
Yes either will greatly affect your premium.
How Do You calculate the value for your Contents Insurance?
Ideally you should compile a detailed and thorough inventory of all your contents. This enables you to work out how much to insure for and, if you have a claim, your claim will be settled so much quicker.
How do you make a claim?
Most insurance companies now have emergency help lines. In our experience they are very efficient and will tell you what to do – sometimes they'll even make all the arrangements for you.

How Do You calculate the rebuilding cost for your Home Insurance?

You don’t need to! Both the companies that handle our Home Insurance will estimate your rebuilding cost based upon the information you provide and show you their suggested figure on screen.

Whilst a calculation will be made for you, you can change the suggested rebuilding cost. This may be appropriate if you have an up to date rebuilding cost from a surveyor or sometimes your mortgage lender will tell you how much they want the property to be insured for.

If you really want to work out the figure for yourself, we recommend that you obtain one of the following leaflets:

“How to work out the Rebuilding cost of your home” published by The Association of British Insurers. You’ll find their web site at:
www.abi.org.uk


“Guide to House Rebuilding Costs for Insurance Valuation” available from The Royal Institution of Chartered Surveyors.

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