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What does Home Insurance Cover?
Home Insurance covers damage to or loss of the structure and permanent fittings in your house.
What is Tenants Content Insurance?
You will only need to consider Tenants Contents Insurance if you are living in a rented property.
Can you be insured straight away online?
If your home is a little unusual in some way, for example its construction is none standard or you want a particularly high level of insurance, then your details may have to be considered individually.
When do you need your cover to be in place?
In most cases, you can be insured immediately online. If you don't want to be insured straight away, then that's no problem. You simply enter a future date you want the insurance to start.
Good Tips on Security
It pays to make your home safe and secure. Your insurance will be cheaper and the thieves are less likely to come visiting.

Do you have to buy your Home & Contents Insurance
through your mortgage lender or mortgage broker?

No, you can buy your Home and Contents wherever you choose. And you’re likely to make a significant saving buying here online.

Sometimes confusion can arise in this area because mortgage lenders are permitted under law to charge a fee if you don’t buy the insurance from them. The fee is normally around £25 but the money you’ll save is likely to be much greater than that. Check out the savings for yourself. It’ll only take a few minutes to get an instant online quotation.

When it comes to mortgage brokers, they have no right to insist that you buy the home insurance through them and neither are they entitled to charge you any fees if you buy elsewhere.

Frequently Asked Questions related to the above topic.
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