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What does Contents Insurance Cover?
Contents Insurance covers loss or damage to your possessions whilst they are in your home howsoever caused (apart from personal malicious damage).
What is Tenants Content Insurance?
You will only need to consider Tenants Contents Insurance if you are living in a rented property.
Are there any circumstances that may mean you cannot get Home & Contents Insurance?
Yes. If your property is in an area which experiences frequent flooding or land slip you will find it hard to obtain insurance. Flats in high-rise blocks and properties in certain parts of the country may also experience problems obtaining cover.
Will the Risk of Subsidence or Land Slippage Affect Your Insurance Premium?
Yes either will greatly affect your premium.
Do you have to buy your Home & Contents Insurance through your mortgage lender or mortgage broker?
No, you can buy your Home and Contents wherever you choose. And you’re likely to make a significant saving buying here online.

Do you have to buy your Home & Contents Insurance
through your mortgage lender or mortgage broker?

No, you can buy your Home and Contents wherever you choose. And you’re likely to make a significant saving buying here online.

Sometimes confusion can arise in this area because mortgage lenders are permitted under law to charge a fee if you don’t buy the insurance from them. The fee is normally around £25 but the money you’ll save is likely to be much greater than that. Check out the savings for yourself. It’ll only take a few minutes to get an instant online quotation.

When it comes to mortgage brokers, they have no right to insist that you buy the home insurance through them and neither are they entitled to charge you any fees if you buy elsewhere.

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