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Hot Topics
- What Information Will You Need to Provide
- For Home Insurance you’ll need to enter details about:
- How are the premiums calculated?
- All the questions you are asked to complete online will influence your premium even down to your postcode. Within milliseconds all your details will be electronically transmitted to a main computer which works out your premium.
- How Do You calculate the value for your Contents Insurance?
- Ideally you should compile a detailed and thorough inventory of all your contents. This enables you to work out how much to insure for and, if you have a claim, your claim will be settled so much quicker.
- How do you make a claim?
- Most insurance companies now have emergency help lines. In our experience they are very efficient and will tell you what to do – sometimes they'll even make all the arrangements for you.
- Are There Any Situations That Would Result In Your Claim Being Refused?
- First of all please ensure that you answer all the online questions accurately. If you don’t then the insurance company is entitled to refuse any claim.
Complaining about a Home & Contents Insurance Company
The general insurance industry is now regulated by the Financial Services Authority.
If you have suffered a financial loss and you cannot reach an agreement with the insurance company concerned then, you will be able seek compensation through the Financial Ombudsman which offers a free independent service. Their web site is at:
Any other complaints about insurance companies should be addressed to the Financial Services Authority. You’ll find their web site at:
Frequently Asked Questions related to the above topic.
Click below if you wish tread them: -
- Complaining about a Home & Contents Insurance Broker
- Complaining about misleading advertising
- Information about The Financial Services Authority
- Good Tips on Reducing Your Premium
- When do you need to have your cover in place ?
- Go to menu of Frequently asked about Home & Contents Insurance




