Do I have to pay the Life Insurance Broker a fee?

Absolutely not! LifeSearch, our Partners for Life Insurance, purely work on commission.

STEP 1 of 2
Type of cover
Life Insurance       Mortgage Life Insurance
 
Cover Level (£)

Number of years
Do you want:  
Critical illness cover
Family income benefit
 

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Will your premiums increase?
It depends upon whether you have a “Reviewable” or “Guaranteed” policy.
Are there any extras to pay?
Definitely not! There are no hidden extras when you buy life insurance through ClickLife our Life Insurance Partner.
Why is Mortgage Life Insurance cheaper than normal Life Insurance?
Mortgage Life Insurance is a particular type of insurance designed specifically for people with a repayment mortgage.
What happens If I stop Paying my Premiums?
Your policy will be automatically cancelled. If this is what you want you need take no action and your insurance cover will cease. You have no commitments to make further payments.
How do you go about making a claim under your policy?
Claims are made directly to the Insurance Company who issued your policy. Details of how to claim will be found within the booklet they provide with your Application form and policy.
LifeSearch only works on a commission basis as this is the norm for buying life insurance through the Internet. The insurance company pays them commission and this means you have nothing extra to pay.

In our view, commission is the most cost effective solution for Internet operations. In addition there is no VAT charged on commission. If you were charged a fee, the broker would have to add on VAT.

However, you should be aware that the Financial Services Authority generally favours the idea of fees rather than commission but acknowledges that in some situations, like the Internet, fees are not really practical.

Frequently Asked Questions related to the above topic.
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