Could you end up paying more for insurance than someone else the same age?

Yes you might, because your age is only one of many aspects the insurance company takes into account when determining your premium.

STEP 1 of 2
Type of cover
Life Insurance       Mortgage Life Insurance
 
Cover Level (£)

Number of years
Do you want:  
Critical illness cover
Family income benefit
 

Hot Topics

Why are the insurance prices on the Internet so low?
The Internet is undoubtedly the cheapest marketplace to buy insurance. There are two main reasons: -
If your insurer asks for a higher premium because you are Rated, is it worth applying to another insurance company?
We do not think so. Why? Read on.
Are there any extras to pay?
Definitely not! There are no hidden extras when you buy life insurance through ClickLife our Life Insurance Partner.
Will your Mortgage Lender charge a fee if you buy your Life Insurance from someone else?
No! By law mortgage lenders are not allowed to charge a fee if you buy elsewhere.
Once you've got your quote, what's the next step?
If you decide to go ahead you’ll need to fill in an Application form.
Your age is one of the primary criteria that determine your premium – but there are plenty of other aspects that influence the insurance company’s assessment of what your premium should be. The following is a list of the more important aspects: -

  • How much you want to insure for
  • How long you want insure for
  • Your health record
  • Whether you smoke
  • How much alcohol you drink
  • Your weight in relation to your height
  • Your occupation
  • Whether you have any dangerous pursuits (e.g. sky diving!)
  • Whether you frequently visit certain counties with known health risks

Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -