Can life insurance be arranged quickly?

The short answer is that the speed depends upon your personal details.


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Hot Topics

Could you end up paying more for insurance than someone else the same age?
Yes you might, because your age is only one of many aspects the insurance company takes into account when determining your premium.
Are there any extras to pay?
Definitely not! There are no hidden extras when you buy life insurance through ClickLife our Life Insurance Partner.
Will you need a medical?
The answer really depends upon your medical history.
Is a medical absolutely necessary?
No. Most people do not require a medical. Normally an insurer will only ask for a medical if you have existing health issues that cannot be resolved by a report from your GP or if you have applied for an especially high sum of insurance.
Can life insurance be arranged quickly?
The short answer is that the speed depends upon your personal details.
But to give you guidance, if your Application is straightforward, you could be 'on risk' the same day as LifeSearch, our Partner for Life Insurance, receives your application.

If it is straightforward, and you have sent your Application form back in the post, the quickest will be a week.

Most insurers accept about 3 in 10 of Applications almost immediately. For the others there are delays; about half of Applicants have to wait three weeks and to 2 in 10 wait 6 weeks or more. The remainder are largely completed within 10 weeks.

We aren’t happy with such delays any more than you will be – but this is a realistic answer to the question.

Frequently Asked Questions related to the above topic.
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