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Is it better to have a Guaranteed or a Reviewable premium?
In the medium to longer term we believe that a Reviewable policy will cost you more than a Guaranteed policy. On the other hand Reviewable policies do have the advantage of a lower premium at the outset and this appeals to many people, especially if budgets are tight.
Could you end up paying more for insurance than someone else the same age?
Yes you might, because your age is only one of many aspects the insurance company takes into account when determining your premium.
Why is Mortgage Life Insurance cheaper than normal Life Insurance?
Mortgage Life Insurance is a particular type of insurance designed specifically for people with a repayment mortgage.
Does your age affect your premium?
Yes, your age is one of the most important aspects that determines your premium. (Other important aspects include the level of cover you want, whether you are male or female, whether you are a smoker, your occupation and health record.)
Information about The Financial Services Authority
Who is the Financial Services Authority? (FSA)

Complaining about Misleading Advertising

If you believe that a web site is misleading you should write to the Advertising Standards Authority. Their web site provides full details of how tmake a formal complaint and you’ll find it at: -

STEP 1 of 2
Type of cover
Life Insurance       Mortgage Life Insurance
 
Cover Level (£)

Number of years
Do you want:  
Critical illness cover
Family income benefit
 

www.asa.org.uk

If the website sells financial services you can make a formal complaint to the website operator. You'll find details of how to make a complaint within their terms of business which will be published on the website.

Frequently Asked Questions related to the above topic.
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