Hot Topics

Will your medical history affect your premium?
Yes, your medical history is a very important factor.
Will your Mortgage Lender charge a fee if you buy your Life Insurance from someone else?
No! By law mortgage lenders are not allowed to charge a fee if you buy elsewhere.
Is a medical absolutely necessary?
No. Most people do not require a medical. Normally an insurer will only ask for a medical if you have existing health issues that cannot be resolved by a report from your GP or if you have applied for an especially high sum of insurance.
How do you go about making a claim under your policy?
Claims are made directly to the Insurance Company who issued your policy. Details of how to claim will be found within the booklet they provide with your Application form and policy.
Can A Claim Be Made If The Policy Is Lost?
Yes. Simply contact the Insurance Company and they’ll send a “Lost Policy Claim Form”.

Complaining about Misleading Advertising

If you believe that a web site is misleading you should write to the Advertising Standards Authority. Their web site provides full details of how tmake a formal complaint and you’ll find it at: -

STEP 1 of 2
Type of cover
Life Insurance       Mortgage Life Insurance
 
Cover Level (£)

Number of years
Do you want:  
Critical illness cover
Family income benefit
 

www.asa.org.uk

If the website sells financial services you can make a formal complaint to the website operator. You'll find details of how to make a complaint within their terms of business which will be published on the website.

Frequently Asked Questions related to the above topic.
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