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What are the different levels of cover available to me?
Because many insurance companies word their types of cover in different ways, there is no ‘one way' to explain the kinds of cover that are available to you.
Who do I ask for advice on where to buy my dental insurance?
When you are looking for dental insurance it is well worth doing thorough research – not only to get the cheapest deal but also to make sure that you get the right policy for your needs.
How long does it take to settle a dental insurance claim?
If your claim is simple and straightforward than others – you can expect your claim to be settled within 10 working days.
What will affect my premium in future?
Premiums will always rise in line with general inflation – however there are a number of other factors that will affect the cost of your dental insurance:
Do dental insurers offer a money-back guarantee?
If you decide that you don't want to take out your dental insurance policy, you will normally be offered a money-back guarantee.

What will affect my premium in future?

Premiums will always rise in line with general inflation - however there are a number of other factors that will affect the cost of your dental insurance:

  • New dental practices and treatments are always becoming available involving new drugs and technology, costing the dental industry more and therefore affecting your premiums.
  • Dental insurance premiums rise on an annual basis in line with Medical Inflation.
  • Government legislation affects premiums particularly if tax incentives to medical and dental insurance plans are either included or excluded.

Your premiums will not increase as a result of you getting older.

Frequently Asked Questions related to the above topic.
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