What will affect my premium in future?

Premiums will always rise in line with general inflation - however there are a number of other factors that will affect the cost of your dental insurance:

  • New dental practices and treatments are always becoming available involving new drugs and technology, costing the dental industry more and therefore affecting your premiums.
  • Dental insurance premiums rise on an annual basis in line with Medical Inflation.
  • Government legislation affects premiums particularly if tax incentives to medical and dental insurance plans are either included or excluded.

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How can I pay my dental insurance premiums?
You can pay your dental insurance premiums by monthly direct debit or with an annual one-off payment.
What are the different levels of cover available to me?
Because many insurance companies word their types of cover in different ways, there is no ‘one way' to explain the kinds of cover that are available to you.
How long does it take to settle a dental insurance claim?
If your claim is simple and straightforward than others – you can expect your claim to be settled within 10 working days.
What will affect my premium in future?
Premiums will always rise in line with general inflation – however there are a number of other factors that will affect the cost of your dental insurance:
How is dental insurance regulated?
The private medical and dental insurance industries are regulated by the General Insurance Standards Council (GISC).
Your premiums will not increase as a result of you getting older.

Frequently Asked Questions related to the above topic.
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