What will affect my premium in future?

New dental practices and treatments are always becoming available involving new drugs and technology, costing the dental industry more and therefore affecting your premiums.
Dental insurance premiums rise on an annual basis in line with Medical Inflation.
Government legislation affects premiums particularly if tax incentives to medical and dental insurance plans are either included or excluded.

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What is covered by dental insurance?: Dental insurance is designed for people aged over 18 that cannot get free NHS dental treatment. The following incidences are generally covered:
Can dental insurance be incorporated into my private medical insurance policy?: You will be able to get dental treatment cover within your private medical insurance policy, as long as you are prepared to get a higher level of cover and naturally, pay more than the standard amount.
Who do I ask for advice on where to buy my dental insurance?: When you are looking for dental insurance it is well worth doing thorough research – not only to get the cheapest deal but also to make sure that you get the right policy for your needs.
If I don't make any claims on my dental insurance policy, will I get a discount?: There is no such thing as a no claims discount in dental insurance.
What will affect my premium in future?: Premiums will always rise in line with general inflation – however there are a number of other factors that will affect the cost of your dental insurance:

Your premiums will not increase as a result of you getting older.