What will affect my premium in future?

New dental practices and treatments are always becoming available involving new drugs and technology, costing the dental industry more and therefore affecting your premiums.
Dental insurance premiums rise on an annual basis in line with Medical Inflation.
Government legislation affects premiums particularly if tax incentives to medical and dental insurance plans are either included or excluded.

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How do I buy dental insurance?: You can buy private medical insurance from a variety of sources, normally through the same companies or brokers who provide private medical insurance.
What is covered by dental insurance?: Dental insurance is designed for people aged over 18 that cannot get free NHS dental treatment. The following incidences are generally covered:
Can dental insurance be incorporated into my private medical insurance policy?: You will be able to get dental treatment cover within your private medical insurance policy, as long as you are prepared to get a higher level of cover and naturally, pay more than the standard amount.
I need treatment but only took out the policy a few weeks ago - can I make a claim?: It is an industry standard for dental insurance companies to deny you full cover for the first 3 months of your insurance plan.
What do I do if I have a complaint?: If you have a problem with any part of your cover then the first course of action is to speak to your insurer or your broker.

Your premiums will not increase as a result of you getting older.