Brokers Online Logo

Hot Topics

How does dental insurance work?
Dental insurance is exactly like car insurance or home insurance – it is there to support you when you need it. Once you have signed up for a policy, you will pay your premiums on a yearly or monthly basis, whichever you prefer.
Can dental insurance be incorporated into my private medical insurance policy?
You will be able to get dental treatment cover within your private medical insurance policy, as long as you are prepared to get a higher level of cover and naturally, pay more than the standard amount.
What are the different levels of cover available to me?
Because many insurance companies word their types of cover in different ways, there is no ‘one way' to explain the kinds of cover that are available to you.
What happens if I have a dental emergency?
In case of a serious dental emergency due to an accident or injury – you will always be able to receive care, as you will be covered by the NHS.
Do dental insurers offer a money-back guarantee?
If you decide that you don't want to take out your dental insurance policy, you will normally be offered a money-back guarantee.

What is not covered by dental insurance?

Dental insurance is a good all-encompassing policy, and does not have many exclusions. However, here are a few pointers worth remembering:

  • General dental treatment can only be claimed after the first 3 months from the day the plan starts. This is known as a qualifying period.
  • There is normally a 14-day qualifying period before you will be covered for a dental emergency.
  • General dental treatment and dental emergencies are not included for anyone under the age of 18, because under 18's are entitled to receive free treatment under the NHS.
  • Dental conditions already existing at the time of signing the policy will not be covered.

You will not need to have a dental examination before being accepted on the policy.

Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -

-- Please Note --
This web site is owned by Andromeda Webs Ltd. Andromeda Webs Ltd, is an Appointed Representative of Web Publishing House Ltd. Web Publishing House Ltd is authorised and regulated by the Financial Services Authority for insurance mediation.