What is covered by dental insurance?

Dental insurance is designed for people aged over 18 that cannot get free NHS dental treatment. The following incidences are generally covered:

  • General restorative treatment - e.g. fillings, extractions
  • Remedial Care - e.g. root treatments, repairs to crowns, bridges or dentures, anaesthetics, periodontal care (gums)
  • Major Restorative Care - e.g. new crowns, bridges and dentures.
  • Orthodontics
  • Full reimbursement of NHS treatment charges
  • Accidents and injuries

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What is covered by dental insurance?
Dental insurance is designed for people aged over 18 that cannot get free NHS dental treatment. The following incidences are generally covered:
What happens if I have a dental emergency?
In case of a serious dental emergency due to an accident or injury – you will always be able to receive care, as you will be covered by the NHS.
Who do I ask for advice on where to buy my dental insurance?
When you are looking for dental insurance it is well worth doing thorough research – not only to get the cheapest deal but also to make sure that you get the right policy for your needs.
How long does it take to settle a dental insurance claim?
If your claim is simple and straightforward than others – you can expect your claim to be settled within 10 working days.
What will affect my premium in future?
Premiums will always rise in line with general inflation – however there are a number of other factors that will affect the cost of your dental insurance:
Routine dental examinations will only be covered if you choose a higher level of dental insurance, and does not come as standard with most dental insurance policies.

One of the major benefits to dental insurance is that you can use any dentist.

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