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What is not covered by dental insurance?: Dental insurance is a good all-encompassing policy, and does not have many exclusions. However, here are a few pointers worth remembering:
Who do I ask for advice on where to buy my dental insurance?: When you are looking for dental insurance it is well worth doing thorough research – not only to get the cheapest deal but also to make sure that you get the right policy for your needs.
If I don't make any claims on my dental insurance policy, will I get a discount?: There is no such thing as a no claims discount in dental insurance.
Does it make any difference if I buy my dental insurance through a broker?: Using a broker could save you money when it comes to dental insurance – because they will be able to get a quote from all the dental insurance providers in the UK.
How is dental insurance regulated?: The private medical and dental insurance industries are regulated by the General Insurance Standards Council (GISC).

What happens if I have a dental emergency?

In case of a serious dental emergency due to an accident or injury - you will always be able to receive care, as you will be covered by the NHS.

However emergencies such as a serious toothache requiring an extraction or more detailed work will cost you dearly if you do not have dental insurance.

If you need urgent dental treatment then you can arrange the treatment as normal, and pay the dentist for the treatment. You will then claim the cost of the treatment back from your dental insurance company.

The advantage to dental insurance in an emergency situation is that you don't need to worry about the cost of any of the treatment. For example, if teeth need replacing or other cosmetic work needs to be carried out, you may find that you can't afford the cost of the treatment without insurance. With insurance - you can go ahead with all the treatment that's needed.

Frequently Asked Questions related to the above topic.
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Hot Topics

What happens if I have a dental emergency?

In case of a serious dental emergency due to an accident or injury - you will always be able to receive care, as you will be covered by the NHS.

Frequently Asked Questions related to the above topic. Click below if you wish to read them: -

Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -