What are the different levels of cover available to me?

Because many insurance companies word their types of cover in different ways, there is no 'one way' to explain the kinds of cover that are available to you.

Hot Topics

What exactly is dental insurance?
Dental insurance covers you against the cost of all dental treatment – depending on the level of cover you choose to take out.
How does dental insurance work?
Dental insurance is exactly like car insurance or home insurance – it is there to support you when you need it. Once you have signed up for a policy, you will pay your premiums on a yearly or monthly basis, whichever you prefer.
What is covered by dental insurance?
Dental insurance is designed for people aged over 18 that cannot get free NHS dental treatment. The following incidences are generally covered:
How can I pay my dental insurance premiums?
You can pay your dental insurance premiums by monthly direct debit or with an annual one-off payment.
What do I do if I have a complaint?
If you have a problem with any part of your cover then the first course of action is to speak to your insurer or your broker.
Also, some companies may have more than two different levels of cover. These are the types that will generally be available.

Standard cover - restorative treatment - e.g. fillings, extractions; remedial care - e.g. root treatments, repairs to crowns, bridges or dentures, anaesthetics, periodontal care; major restorative care - e.g. new crowns, bridges and dentures; orthodontics and reimbursement of NHS treatment charges.

Comprehensive cover - as above, with the addition of having routine medical examinations included.

Emergency dental treatment is covered by the NHS. However any extra treatment arising from the emergency to bring your teeth back to their former health will be covered by your dental insurance.

Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -