Is there a maximum payout per year?

All dental insurance policies set a maximum payout per year on their policies. Every insurance company varies and you will need to look at your individual policy in detail to find this out.

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What exactly is dental insurance?
Dental insurance covers you against the cost of all dental treatment – depending on the level of cover you choose to take out.
How does dental insurance work?
Dental insurance is exactly like car insurance or home insurance – it is there to support you when you need it. Once you have signed up for a policy, you will pay your premiums on a yearly or monthly basis, whichever you prefer.
What are the different levels of cover available to me?
Because many insurance companies word their types of cover in different ways, there is no ‘one way' to explain the kinds of cover that are available to you.
Who do I ask for advice on where to buy my dental insurance?
When you are looking for dental insurance it is well worth doing thorough research – not only to get the cheapest deal but also to make sure that you get the right policy for your needs.
How long does it take to settle a dental insurance claim?
If your claim is simple and straightforward than others – you can expect your claim to be settled within 10 working days.
Basically, whatever level of dental insurance you choose - you will be subject to a maximum payout. However this amount is linked to separate situations, as listed here: general dental treatment, dental emergencies, dental injuries and defined serious oral problems (i.e. oral cancer). Each incidence will have a separate maximum payout. The maximum payout for general treatment will, for example, be considerably less than the maximum payout for dental emergencies and injuries, because the treatment for more serious conditions will be so much more expensive.

Unless you have some extremely serious problems, you are unlikely to reach the maximum payout limit for the year in any area.

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