Is there a maximum payout per year?

All dental insurance policies set a maximum payout per year on their policies. Every insurance company varies and you will need to look at your individual policy in detail to find this out.

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How can I pay my dental insurance premiums?
You can pay your dental insurance premiums by monthly direct debit or with an annual one-off payment.
What happens if I have a dental emergency?
In case of a serious dental emergency due to an accident or injury – you will always be able to receive care, as you will be covered by the NHS.
How long does it take to settle a dental insurance claim?
If your claim is simple and straightforward than others – you can expect your claim to be settled within 10 working days.
If I don't make any claims on my dental insurance policy, will I get a discount?
There is no such thing as a no claims discount in dental insurance.
Does it make any difference if I buy my dental insurance through a broker?
Using a broker could save you money when it comes to dental insurance – because they will be able to get a quote from all the dental insurance providers in the UK.
Basically, whatever level of dental insurance you choose - you will be subject to a maximum payout. However this amount is linked to separate situations, as listed here: general dental treatment, dental emergencies, dental injuries and defined serious oral problems (i.e. oral cancer). Each incidence will have a separate maximum payout. The maximum payout for general treatment will, for example, be considerably less than the maximum payout for dental emergencies and injuries, because the treatment for more serious conditions will be so much more expensive.

Unless you have some extremely serious problems, you are unlikely to reach the maximum payout limit for the year in any area.

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