Is there a maximum payout per year?
All dental insurance policies set a maximum payout per year on their policies. Every insurance company varies and you will need to look at your individual policy in detail to find this out.
Basically, whatever level of dental insurance you choose - you will be subject to a maximum payout. However this amount is linked to separate situations, as listed here: general dental treatment, dental emergencies, dental injuries and defined serious oral problems (i.e. oral cancer). Each incidence will have a separate maximum payout. The maximum payout for general treatment will, for example, be considerably less than the maximum payout for dental emergencies and injuries, because the treatment for more serious conditions will be so much more expensive.
Unless you have some extremely serious problems, you are unlikely to reach the maximum payout limit for the year in any area.
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