If I don't make any claims on my dental insurance policy, will I get a discount?

There is no such thing as a no claims discount in dental insurance.

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What is covered by dental insurance?
Dental insurance is designed for people aged over 18 that cannot get free NHS dental treatment. The following incidences are generally covered:
What is not covered by dental insurance?
Dental insurance is a good all-encompassing policy, and does not have many exclusions. However, here are a few pointers worth remembering:
How can I pay my dental insurance premiums?
You can pay your dental insurance premiums by monthly direct debit or with an annual one-off payment.
How do I make a claim?
Making a claim is easy. When you receive your insurance documents, you will receive a full client information pack that will include your Insurance Certificate, Claims Forms and Help line Card, with a range of contact numbers.
I need treatment but only took out the policy a few weeks ago - can I make a claim?
It is an industry standard for dental insurance companies to deny you full cover for the first 3 months of your insurance plan.
This is because having a no claims discount would defeat the object of having the insurance in the first place - discouraging people from having dental treatment just to save money on their premium.

There is no monetary reason not to make a claim because you don't need to pay an excess, and your premiums will not rise as a result of you making a claim. So there's never a good reason not to make a claim on your dental insurance!

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