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How does dental insurance work?: Dental insurance is exactly like car insurance or home insurance – it is there to support you when you need it. Once you have signed up for a policy, you will pay your premiums on a yearly or monthly basis, whichever you prefer.
How can I pay my dental insurance premiums?: You can pay your dental insurance premiums by monthly direct debit or with an annual one-off payment.
What are the different levels of cover available to me?: Because many insurance companies word their types of cover in different ways, there is no ‘one way' to explain the kinds of cover that are available to you.
I need treatment but only took out the policy a few weeks ago - can I make a claim?: It is an industry standard for dental insurance companies to deny you full cover for the first 3 months of your insurance plan.
Is there a maximum payout per year?: All dental insurance policies set a maximum payout per year on their policies. Every insurance company varies and you will need to look at your individual policy in detail to find this out.

If I don't make any claims on my dental insurance policy, will I get a discount?

There is no such thing as a no claims discount in dental insurance.

This is because having a no claims discount would defeat the object of having the insurance in the first place - discouraging people from having dental treatment just to save money on their premium.

There is no monetary reason not to make a claim because you don't need to pay an excess, and your premiums will not rise as a result of you making a claim. So there's never a good reason not to make a claim on your dental insurance!

Frequently Asked Questions related to the above topic.
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If I don't make any claims on my dental insurance policy, will I get a discount?

There is no such thing as a no claims discount in dental insurance.

Frequently Asked Questions related to the above topic. Click below if you wish to read them: -

Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -