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If I don't make any claims on my dental insurance policy, will I get a discount?
There is no such thing as a no claims discount in dental insurance.
Hot Topics
- What exactly is dental insurance?
- Dental insurance covers you against the cost of all dental treatment – depending on the level of cover you choose to take out.
- What is covered by dental insurance?
- Dental insurance is designed for people aged over 18 that cannot get free NHS dental treatment. The following incidences are generally covered:
- What is not covered by dental insurance?
- Dental insurance is a good all-encompassing policy, and does not have many exclusions. However, here are a few pointers worth remembering:
- Can dental insurance be incorporated into my private medical insurance policy?
- You will be able to get dental treatment cover within your private medical insurance policy, as long as you are prepared to get a higher level of cover and naturally, pay more than the standard amount.
- What will affect my premium in future?
- Premiums will always rise in line with general inflation – however there are a number of other factors that will affect the cost of your dental insurance:
There is no monetary reason not to make a claim because you don't need to pay an excess, and your premiums will not rise as a result of you making a claim. So there's never a good reason not to make a claim on your dental insurance!
Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -
- What exactly is dental insurance?
- How do I buy dental insurance?
- How does dental insurance work?
- What is covered by dental insurance?
- What is not covered by dental insurance?
- How can I pay my dental insurance premiums?
- Can dental insurance be incorporated into my private medical insurance policy?
- What are the different levels of cover available to me?
- What happens if I have a dental emergency?
- Who do I ask for advice on where to buy my dental insurance?
- How do I make a claim?
- I need treatment but only took out the policy a few weeks ago - can I make a claim?
- How long does it take to settle a dental insurance claim?
- Is there a maximum payout per year?
- What will affect my premium in future?
- Do dental insurers offer a money-back guarantee?
- Does it make any difference if I buy my dental insurance through a broker?
- How is dental insurance regulated?
- What do I do if I have a complaint?





