If I don't make any claims on my dental insurance policy, will I get a discount?

There is no such thing as a no claims discount in dental insurance.

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How does dental insurance work?
Dental insurance is exactly like car insurance or home insurance – it is there to support you when you need it. Once you have signed up for a policy, you will pay your premiums on a yearly or monthly basis, whichever you prefer.
How do I make a claim?
Making a claim is easy. When you receive your insurance documents, you will receive a full client information pack that will include your Insurance Certificate, Claims Forms and Help line Card, with a range of contact numbers.
How long does it take to settle a dental insurance claim?
If your claim is simple and straightforward than others – you can expect your claim to be settled within 10 working days.
If I don't make any claims on my dental insurance policy, will I get a discount?
There is no such thing as a no claims discount in dental insurance.
Do dental insurers offer a money-back guarantee?
If you decide that you don't want to take out your dental insurance policy, you will normally be offered a money-back guarantee.
This is because having a no claims discount would defeat the object of having the insurance in the first place - discouraging people from having dental treatment just to save money on their premium.

There is no monetary reason not to make a claim because you don't need to pay an excess, and your premiums will not rise as a result of you making a claim. So there's never a good reason not to make a claim on your dental insurance!

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