I need treatment but only took out the policy a few weeks ago - can I make a claim?

It is an industry standard for dental insurance companies to deny you full cover for the first 3 months of your insurance plan.

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How do I buy dental insurance?
You can buy private medical insurance from a variety of sources, normally through the same companies or brokers who provide private medical insurance.
How does dental insurance work?
Dental insurance is exactly like car insurance or home insurance – it is there to support you when you need it. Once you have signed up for a policy, you will pay your premiums on a yearly or monthly basis, whichever you prefer.
How can I pay my dental insurance premiums?
You can pay your dental insurance premiums by monthly direct debit or with an annual one-off payment.
Can dental insurance be incorporated into my private medical insurance policy?
You will be able to get dental treatment cover within your private medical insurance policy, as long as you are prepared to get a higher level of cover and naturally, pay more than the standard amount.
How is dental insurance regulated?
The private medical and dental insurance industries are regulated by the General Insurance Standards Council (GISC).
With some companies, this can be as long as six months. However, it is always worth checking with your policy provider whether you are eligible to make a claim.

Cover for dental emergencies does not require such a long qualifying period. Most policies allow you to claim on a dental emergency after just 14 days.

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