I need treatment but only took out the policy a few weeks ago - can I make a claim?

It is an industry standard for dental insurance companies to deny you full cover for the first 3 months of your insurance plan.

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What is not covered by dental insurance?
Dental insurance is a good all-encompassing policy, and does not have many exclusions. However, here are a few pointers worth remembering:
Who do I ask for advice on where to buy my dental insurance?
When you are looking for dental insurance it is well worth doing thorough research – not only to get the cheapest deal but also to make sure that you get the right policy for your needs.
I need treatment but only took out the policy a few weeks ago - can I make a claim?
It is an industry standard for dental insurance companies to deny you full cover for the first 3 months of your insurance plan.
How long does it take to settle a dental insurance claim?
If your claim is simple and straightforward than others – you can expect your claim to be settled within 10 working days.
Is there a maximum payout per year?
All dental insurance policies set a maximum payout per year on their policies. Every insurance company varies and you will need to look at your individual policy in detail to find this out.
With some companies, this can be as long as six months. However, it is always worth checking with your policy provider whether you are eligible to make a claim.

Cover for dental emergencies does not require such a long qualifying period. Most policies allow you to claim on a dental emergency after just 14 days.

Frequently Asked Questions related to the above topic.
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