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I need treatment but only took out the policy a few weeks ago - can I make a claim?
It is an industry standard for dental insurance companies to deny you full cover for the first 3 months of your insurance plan.
Hot Topics
- How do I buy dental insurance?
- You can buy private medical insurance from a variety of sources, normally through the same companies or brokers who provide private medical insurance.
- How does dental insurance work?
- Dental insurance is exactly like car insurance or home insurance – it is there to support you when you need it. Once you have signed up for a policy, you will pay your premiums on a yearly or monthly basis, whichever you prefer.
- How can I pay my dental insurance premiums?
- You can pay your dental insurance premiums by monthly direct debit or with an annual one-off payment.
- Can dental insurance be incorporated into my private medical insurance policy?
- You will be able to get dental treatment cover within your private medical insurance policy, as long as you are prepared to get a higher level of cover and naturally, pay more than the standard amount.
- How is dental insurance regulated?
- The private medical and dental insurance industries are regulated by the General Insurance Standards Council (GISC).
Cover for dental emergencies does not require such a long qualifying period. Most policies allow you to claim on a dental emergency after just 14 days.
Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -
- What exactly is dental insurance?
- How do I buy dental insurance?
- How does dental insurance work?
- What is covered by dental insurance?
- What is not covered by dental insurance?
- How can I pay my dental insurance premiums?
- Can dental insurance be incorporated into my private medical insurance policy?
- What are the different levels of cover available to me?
- What happens if I have a dental emergency?
- Who do I ask for advice on where to buy my dental insurance?
- How do I make a claim?
- How long does it take to settle a dental insurance claim?
- If I don't make any claims on my dental insurance policy, will I get a discount?
- Is there a maximum payout per year?
- What will affect my premium in future?
- Do dental insurers offer a money-back guarantee?
- Does it make any difference if I buy my dental insurance through a broker?
- How is dental insurance regulated?
- What do I do if I have a complaint?





