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How do I buy dental insurance?
You can buy private medical insurance from a variety of sources, normally through the same companies or brokers who provide private medical insurance.
What happens if I have a dental emergency?
In case of a serious dental emergency due to an accident or injury – you will always be able to receive care, as you will be covered by the NHS.
I need treatment but only took out the policy a few weeks ago - can I make a claim?
It is an industry standard for dental insurance companies to deny you full cover for the first 3 months of your insurance plan.
How long does it take to settle a dental insurance claim?
If your claim is simple and straightforward than others – you can expect your claim to be settled within 10 working days.
Is there a maximum payout per year?
All dental insurance policies set a maximum payout per year on their policies. Every insurance company varies and you will need to look at your individual policy in detail to find this out.

How long does it take to settle a dental insurance claim?

If your claim is simple and straightforward than others - you can expect your claim to be settled within 10 working days.

Some insurance companies will deal directly with your dentist, in which case you don't even need to get involved in the claims process!

If there is a dispute over your claim, for whatever reason - you will not receive reimbursement until the claim has been resolved. However this is a rare occurrence with dental insurance because it is such a straightforward form of insurance.

Frequently Asked Questions related to the above topic.
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