How long does it take to settle a dental insurance claim?

If your claim is simple and straightforward than others - you can expect your claim to be settled within 10 working days.

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What exactly is dental insurance?
Dental insurance covers you against the cost of all dental treatment – depending on the level of cover you choose to take out.
What is covered by dental insurance?
Dental insurance is designed for people aged over 18 that cannot get free NHS dental treatment. The following incidences are generally covered:
What is not covered by dental insurance?
Dental insurance is a good all-encompassing policy, and does not have many exclusions. However, here are a few pointers worth remembering:
Is there a maximum payout per year?
All dental insurance policies set a maximum payout per year on their policies. Every insurance company varies and you will need to look at your individual policy in detail to find this out.
What will affect my premium in future?
Premiums will always rise in line with general inflation – however there are a number of other factors that will affect the cost of your dental insurance:
Some insurance companies will deal directly with your dentist, in which case you don't even need to get involved in the claims process!

If there is a dispute over your claim, for whatever reason - you will not receive reimbursement until the claim has been resolved. However this is a rare occurrence with dental insurance because it is such a straightforward form of insurance.

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