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What exactly is dental insurance?
Dental insurance covers you against the cost of all dental treatment – depending on the level of cover you choose to take out.
What is covered by dental insurance?
Dental insurance is designed for people aged over 18 that cannot get free NHS dental treatment. The following incidences are generally covered:
How can I pay my dental insurance premiums?
You can pay your dental insurance premiums by monthly direct debit or with an annual one-off payment.
Can dental insurance be incorporated into my private medical insurance policy?
You will be able to get dental treatment cover within your private medical insurance policy, as long as you are prepared to get a higher level of cover and naturally, pay more than the standard amount.
I need treatment but only took out the policy a few weeks ago - can I make a claim?
It is an industry standard for dental insurance companies to deny you full cover for the first 3 months of your insurance plan.

How is dental insurance regulated?

The private medical and dental insurance industries are regulated by the General Insurance Standards Council (GISC).

An independent, non-statutory organisation, the GISC regulates the sales, advisory and service standards of its Members - including insurers, intermediaries, and any other parties acting on their behalf.

The main aim of the GISC is to ensure that people buying insurance are treated fairly.

If you buy an insurance policy through an individual or a company who is not a member of the GISC, you will not be protected by its legislation.

Their contact details are as follows:

General Insurance Standards Council
9 th Floor, 110 Cannon Street
London EC4N 6EU
Phone: 0845 601 2857
Email: complaints@gisc.co.uk

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