How is dental insurance regulated?

The private medical and dental insurance industries are regulated by the General Insurance Standards Council (GISC).

Hot Topics

How does dental insurance work?
Dental insurance is exactly like car insurance or home insurance – it is there to support you when you need it. Once you have signed up for a policy, you will pay your premiums on a yearly or monthly basis, whichever you prefer.
What happens if I have a dental emergency?
In case of a serious dental emergency due to an accident or injury – you will always be able to receive care, as you will be covered by the NHS.
How long does it take to settle a dental insurance claim?
If your claim is simple and straightforward than others – you can expect your claim to be settled within 10 working days.
Is there a maximum payout per year?
All dental insurance policies set a maximum payout per year on their policies. Every insurance company varies and you will need to look at your individual policy in detail to find this out.
Does it make any difference if I buy my dental insurance through a broker?
Using a broker could save you money when it comes to dental insurance – because they will be able to get a quote from all the dental insurance providers in the UK.
An independent, non-statutory organisation, the GISC regulates the sales, advisory and service standards of its Members - including insurers, intermediaries, and any other parties acting on their behalf.

The main aim of the GISC is to ensure that people buying insurance are treated fairly.

If you buy an insurance policy through an individual or a company who is not a member of the GISC, you will not be protected by its legislation.

Their contact details are as follows:

General Insurance Standards Council
9 th Floor, 110 Cannon Street
London EC4N 6EU
Phone: 0845 601 2857
Email: complaints@gisc.co.uk

Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -