How does dental insurance work?
Dental insurance is exactly like car insurance or home insurance - it is there to support you when you need it. Once you have signed up for a policy, you will pay your premiums on a yearly or monthly basis, whichever you prefer.
If you have visited the dentist and need to make a claim to refund the costs - all you need to do is fill out a claim form and provide receipts for the treatment. You will normally need to pay for your treatment first and reclaim it in this way, although some insurers may reimburse your dentist directly.
Not all treatments will be covered - for example unless you have a higher level of dental insurance, your routine examination costs may not be covered. Another cost that is often not included in dental insurance is the cost of x-rays and other laboratory work. Before you make your claim, check that you are covered for the treatment.
Frequently Asked Questions related to the above topic.
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