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What exactly is dental insurance?
Dental insurance covers you against the cost of all dental treatment – depending on the level of cover you choose to take out.
How can I pay my dental insurance premiums?
You can pay your dental insurance premiums by monthly direct debit or with an annual one-off payment.
I need treatment but only took out the policy a few weeks ago - can I make a claim?
It is an industry standard for dental insurance companies to deny you full cover for the first 3 months of your insurance plan.
I need treatment but only took out the policy a few weeks ago - can I make a claim?
It is an industry standard for dental insurance companies to deny you full cover for the first 3 months of your insurance plan.
What will affect my premium in future?
Premiums will always rise in line with general inflation – however there are a number of other factors that will affect the cost of your dental insurance:

How do I buy dental insurance?

You can buy private medical insurance from a variety of sources, normally through the same companies or brokers who provide private medical insurance.

You've got the choice of either dealing direct with the insurance company, using an insurance broker or agent, or an independent advisor. You can buy dental insurance over the Internet, face to face, over the phone or by post.

When you choose your policy you will need to fill out an application form and return it to the insurer. You will have 14 days to change your mind and cancel the policy. If you cancel after the 14 days, you will not be eligible for a refund of the premiums already paid.

Frequently Asked Questions related to the above topic.
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