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How can I pay my dental insurance premiums?
You can pay your dental insurance premiums by monthly direct debit or with an annual one-off payment.
What happens if I have a dental emergency?
In case of a serious dental emergency due to an accident or injury – you will always be able to receive care, as you will be covered by the NHS.
Who do I ask for advice on where to buy my dental insurance?
When you are looking for dental insurance it is well worth doing thorough research – not only to get the cheapest deal but also to make sure that you get the right policy for your needs.
I need treatment but only took out the policy a few weeks ago - can I make a claim?
It is an industry standard for dental insurance companies to deny you full cover for the first 3 months of your insurance plan.
Do dental insurers offer a money-back guarantee?
If you decide that you don't want to take out your dental insurance policy, you will normally be offered a money-back guarantee.

How do I buy dental insurance?

You can buy private medical insurance from a variety of sources, normally through the same companies or brokers who provide private medical insurance.

You've got the choice of either dealing direct with the insurance company, using an insurance broker or agent, or an independent advisor. You can buy dental insurance over the Internet, face to face, over the phone or by post.

When you choose your policy you will need to fill out an application form and return it to the insurer. You will have 14 days to change your mind and cancel the policy. If you cancel after the 14 days, you will not be eligible for a refund of the premiums already paid.

Frequently Asked Questions related to the above topic.
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