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What exactly is dental insurance?
Dental insurance covers you against the cost of all dental treatment – depending on the level of cover you choose to take out.
What is not covered by dental insurance?
Dental insurance is a good all-encompassing policy, and does not have many exclusions. However, here are a few pointers worth remembering:
What are the different levels of cover available to me?
Because many insurance companies word their types of cover in different ways, there is no ‘one way' to explain the kinds of cover that are available to you.
Who do I ask for advice on where to buy my dental insurance?
When you are looking for dental insurance it is well worth doing thorough research – not only to get the cheapest deal but also to make sure that you get the right policy for your needs.
If I don't make any claims on my dental insurance policy, will I get a discount?
There is no such thing as a no claims discount in dental insurance.

How do I buy dental insurance?

You can buy private medical insurance from a variety of sources, normally through the same companies or brokers who provide private medical insurance.

You've got the choice of either dealing direct with the insurance company, using an insurance broker or agent, or an independent advisor. You can buy dental insurance over the Internet, face to face, over the phone or by post.

When you choose your policy you will need to fill out an application form and return it to the insurer. You will have 14 days to change your mind and cancel the policy. If you cancel after the 14 days, you will not be eligible for a refund of the premiums already paid.

Frequently Asked Questions related to the above topic.
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