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Can dental insurance be incorporated into my private medical insurance policy?
You will be able to get dental treatment cover within your private medical insurance policy, as long as you are prepared to get a higher level of cover and naturally, pay more than the standard amount.
I need treatment but only took out the policy a few weeks ago - can I make a claim?
It is an industry standard for dental insurance companies to deny you full cover for the first 3 months of your insurance plan.
How long does it take to settle a dental insurance claim?
If your claim is simple and straightforward than others – you can expect your claim to be settled within 10 working days.
If I don't make any claims on my dental insurance policy, will I get a discount?
There is no such thing as a no claims discount in dental insurance.
What will affect my premium in future?
Premiums will always rise in line with general inflation – however there are a number of other factors that will affect the cost of your dental insurance:

How do I buy dental insurance?

You can buy private medical insurance from a variety of sources, normally through the same companies or brokers who provide private medical insurance.

You've got the choice of either dealing direct with the insurance company, using an insurance broker or agent, or an independent advisor. You can buy dental insurance over the Internet, face to face, over the phone or by post.

When you choose your policy you will need to fill out an application form and return it to the insurer. You will have 14 days to change your mind and cancel the policy. If you cancel after the 14 days, you will not be eligible for a refund of the premiums already paid.

Frequently Asked Questions related to the above topic.
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