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How do I buy dental insurance?
You can buy private medical insurance from a variety of sources, normally through the same companies or brokers who provide private medical insurance.
What is covered by dental insurance?
Dental insurance is designed for people aged over 18 that cannot get free NHS dental treatment. The following incidences are generally covered:
Can dental insurance be incorporated into my private medical insurance policy?
You will be able to get dental treatment cover within your private medical insurance policy, as long as you are prepared to get a higher level of cover and naturally, pay more than the standard amount.
How long does it take to settle a dental insurance claim?
If your claim is simple and straightforward than others – you can expect your claim to be settled within 10 working days.
What do I do if I have a complaint?
If you have a problem with any part of your cover then the first course of action is to speak to your insurer or your broker.

Does it make any difference if I buy my dental insurance through a broker?

Using a broker could save you money when it comes to dental insurance - because they will be able to get a quote from all the dental insurance providers in the UK.

In fact, according to The Association of British Insurers (ABI) - in 75% of cases a broker will be able to secure a cheaper deal than buying direct from the insurance company.

On this website we work with the Private Health Partnership - leading brokers who have strong relationships with every single dental and medical insurance provider in the UK. When you request a quote you will receive in the post a quotation from each insurer who meets your requirements. The Private Health Partnership will recommend two of these policies, however at the end of the day it is up to you which policy you want.

Brokers do not charge you for finding them the best insurance deal, they receive commission from the insurance companies. It's a good idea to ask how much commission they make on each sale - they are legally obliged to pass on this information though they will not volunteer it.

Another advantage to a good registered broker is that if you have a complaint that you cannot resolve yourself, they will represent you.

Frequently Asked Questions related to the above topic.
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