Do dental insurers offer a money-back guarantee?

If you decide that you don't want to take out your dental insurance policy, you will normally be offered a money-back guarantee.

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What exactly is dental insurance?
Dental insurance covers you against the cost of all dental treatment – depending on the level of cover you choose to take out.
Can dental insurance be incorporated into my private medical insurance policy?
You will be able to get dental treatment cover within your private medical insurance policy, as long as you are prepared to get a higher level of cover and naturally, pay more than the standard amount.
What are the different levels of cover available to me?
Because many insurance companies word their types of cover in different ways, there is no ‘one way' to explain the kinds of cover that are available to you.
Do dental insurers offer a money-back guarantee?
If you decide that you don't want to take out your dental insurance policy, you will normally be offered a money-back guarantee.
Does it make any difference if I buy my dental insurance through a broker?
Using a broker could save you money when it comes to dental insurance – because they will be able to get a quote from all the dental insurance providers in the UK.
A money-back guarantee gives you the freedom to check your insurance documents in full, and then cancel your agreement. You have to cancel the agreement within a set timeframe however, usually within 14 days, and provided you have not made a claim, your premium will be fully refunded.

If you cancel after the set timeframe then you will not be able to get a refund of premiums paid. You can however cancel your dental insurance policy at any point during the year, without any cancellation fees.

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