Do dental insurers offer a money-back guarantee?

If you decide that you don't want to take out your dental insurance policy, you will normally be offered a money-back guarantee.

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What is not covered by dental insurance?
Dental insurance is a good all-encompassing policy, and does not have many exclusions. However, here are a few pointers worth remembering:
Who do I ask for advice on where to buy my dental insurance?
When you are looking for dental insurance it is well worth doing thorough research – not only to get the cheapest deal but also to make sure that you get the right policy for your needs.
If I don't make any claims on my dental insurance policy, will I get a discount?
There is no such thing as a no claims discount in dental insurance.
Do dental insurers offer a money-back guarantee?
If you decide that you don't want to take out your dental insurance policy, you will normally be offered a money-back guarantee.
How is dental insurance regulated?
The private medical and dental insurance industries are regulated by the General Insurance Standards Council (GISC).
A money-back guarantee gives you the freedom to check your insurance documents in full, and then cancel your agreement. You have to cancel the agreement within a set timeframe however, usually within 14 days, and provided you have not made a claim, your premium will be fully refunded.

If you cancel after the set timeframe then you will not be able to get a refund of premiums paid. You can however cancel your dental insurance policy at any point during the year, without any cancellation fees.

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