Do dental insurers offer a money-back guarantee?
If you decide that you don't want to take out your dental insurance policy, you will normally be offered a money-back guarantee.
A money-back guarantee gives you the freedom to check your insurance documents in full, and then cancel your agreement. You have to cancel the agreement within a set timeframe however, usually within 14 days, and provided you have not made a claim, your premium will be fully refunded.
If you cancel after the set timeframe then you will not be able to get a refund of premiums paid. You can however cancel your dental insurance policy at any point during the year, without any cancellation fees.
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