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Do dental insurers offer a money-back guarantee?
If you decide that you don't want to take out your dental insurance policy, you will normally be offered a money-back guarantee.
Hot Topics
- How does dental insurance work?
- Dental insurance is exactly like car insurance or home insurance – it is there to support you when you need it. Once you have signed up for a policy, you will pay your premiums on a yearly or monthly basis, whichever you prefer.
- What is not covered by dental insurance?
- Dental insurance is a good all-encompassing policy, and does not have many exclusions. However, here are a few pointers worth remembering:
- I need treatment but only took out the policy a few weeks ago - can I make a claim?
- It is an industry standard for dental insurance companies to deny you full cover for the first 3 months of your insurance plan.
- Does it make any difference if I buy my dental insurance through a broker?
- Using a broker could save you money when it comes to dental insurance – because they will be able to get a quote from all the dental insurance providers in the UK.
- What do I do if I have a complaint?
- If you have a problem with any part of your cover then the first course of action is to speak to your insurer or your broker.
If you cancel after the set timeframe then you will not be able to get a refund of premiums paid. You can however cancel your dental insurance policy at any point during the year, without any cancellation fees.
Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -
- What exactly is dental insurance?
- How do I buy dental insurance?
- How does dental insurance work?
- What is covered by dental insurance?
- What is not covered by dental insurance?
- How can I pay my dental insurance premiums?
- Can dental insurance be incorporated into my private medical insurance policy?
- What are the different levels of cover available to me?
- What happens if I have a dental emergency?
- Who do I ask for advice on where to buy my dental insurance?
- How do I make a claim?
- I need treatment but only took out the policy a few weeks ago - can I make a claim?
- How long does it take to settle a dental insurance claim?
- If I don't make any claims on my dental insurance policy, will I get a discount?
- Is there a maximum payout per year?
- What will affect my premium in future?
- Does it make any difference if I buy my dental insurance through a broker?
- How is dental insurance regulated?
- What do I do if I have a complaint?





