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What is not covered by dental insurance?
Dental insurance is a good all-encompassing policy, and does not have many exclusions. However, here are a few pointers worth remembering:
How do I make a claim?
Making a claim is easy. When you receive your insurance documents, you will receive a full client information pack that will include your Insurance Certificate, Claims Forms and Help line Card, with a range of contact numbers.
I need treatment but only took out the policy a few weeks ago - can I make a claim?
It is an industry standard for dental insurance companies to deny you full cover for the first 3 months of your insurance plan.
Does it make any difference if I buy my dental insurance through a broker?
Using a broker could save you money when it comes to dental insurance – because they will be able to get a quote from all the dental insurance providers in the UK.
How is dental insurance regulated?
The private medical and dental insurance industries are regulated by the General Insurance Standards Council (GISC).

Can dental insurance be incorporated into my private medical insurance policy?

You will be able to get dental treatment cover within your private medical insurance policy, as long as you are prepared to get a higher level of cover and naturally, pay more than the standard amount.

A basic budget medical policy will not include normal dental treatment. However - if you have an accident or suffer an injury to your teeth, that will count as a medical emergency, and you will be insured for private treatment.

Higher, comprehensive levels of cover often include general dental treatment, so if this is a requirement of yours, make sure you shop around to find a private medical insurance policy which does offer dental cover. Since most dentists are private now, costs for dental treatment can be high, and are often worth insuring against.

Frequently Asked Questions related to the above topic.
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