Hot Topics
- How do I make a claim?
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Making a claim is easy. When you receive your insurance documents, you will receive a full client information pack that will include your Insurance Certificate, Claims Forms and Help line Card, with a range of contact numbers.
- Is there a maximum payout per year?
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All dental insurance policies set a maximum payout per year on their policies. Every insurance company varies and you will need to look at your individual policy in detail to find this out.
- What will affect my premium in future?
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Premiums will always rise in line with general inflation – however there are a number of other factors that will affect the cost of your dental insurance:
- How is dental insurance regulated?
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The private medical and dental insurance industries are regulated by the General Insurance Standards Council (GISC).
- What do I do if I have a complaint?
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If you have a problem with any part of your cover then the first course of action is to speak to your insurer or your broker.
Can dental insurance be incorporated into my private medical insurance policy?
You will be able to get dental treatment cover within your private medical insurance policy, as long as you are prepared to get a higher level of cover and naturally, pay more than the standard amount.
A basic budget medical policy will not include normal dental treatment. However - if you have an accident or suffer an injury to your teeth, that will count as a medical emergency, and you will be insured for private treatment.
Higher, comprehensive levels of cover often include general dental treatment, so if this is a requirement of yours, make sure you shop around to find a private medical insurance policy which does offer dental cover. Since most dentists are private now, costs for dental treatment can be high, and are often worth insuring against.
Frequently Asked Questions related to the above topic.
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