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What is not covered by dental insurance?
Dental insurance is a good all-encompassing policy, and does not have many exclusions. However, here are a few pointers worth remembering:
Can dental insurance be incorporated into my private medical insurance policy?
You will be able to get dental treatment cover within your private medical insurance policy, as long as you are prepared to get a higher level of cover and naturally, pay more than the standard amount.
What will affect my premium in future?
Premiums will always rise in line with general inflation – however there are a number of other factors that will affect the cost of your dental insurance:
Does it make any difference if I buy my dental insurance through a broker?
Using a broker could save you money when it comes to dental insurance – because they will be able to get a quote from all the dental insurance providers in the UK.
What do I do if I have a complaint?
If you have a problem with any part of your cover then the first course of action is to speak to your insurer or your broker.

Can dental insurance be incorporated into my private medical insurance policy?

You will be able to get dental treatment cover within your private medical insurance policy, as long as you are prepared to get a higher level of cover and naturally, pay more than the standard amount.

A basic budget medical policy will not include normal dental treatment. However - if you have an accident or suffer an injury to your teeth, that will count as a medical emergency, and you will be insured for private treatment.

Higher, comprehensive levels of cover often include general dental treatment, so if this is a requirement of yours, make sure you shop around to find a private medical insurance policy which does offer dental cover. Since most dentists are private now, costs for dental treatment can be high, and are often worth insuring against.

Frequently Asked Questions related to the above topic.
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