What choice do I have?

The choice is yours - but as you can see from our explanation beneath - only once choice makes sense if you really care about maintaining your teeth.

As technology advances, the cost of dental treatment increases and less and less dentists will take on NHS patients - there aren't many affordable options open to us.

The choices are:

Get dental insurance
For just a small monthly or annual payment you are covered for any eventuality.

Pay for your dental care privately as and when you need to
This can be extremely expensive especially if you need detailed or complex work to be carried out on your teeth. It also means you may neglect to get dental treatment to avoid the excessive costs.

Join a dentist's scheme which allows you to spread the cost of dental care over the year
This means you're locked into a contract with one dentist. It also means that although your routine costs can be spread out over the year, you may still have to pay the major, unexpected costs without any help.

A unique service

No-one else can offer you such a detailed, thorough and individual service as The Private Health Partnership.

Once you have submitted your details using our simple, easy and quick quotation form - they will contact all the dental insurance providers in the UK to get you an up to date quotation. You will then receive a letter, quotation and application form should you wish to proceed.

The quotation form will explain in full the policy details of the recommended insurance provider. However, you will also receive details of every single dental insurance provider that meets your requirements, and their price for your insurance. It's a unique service which gives you full control over your choice.

A specialist dental insurance representative will then contact you to discuss the quotation - and see if you wish to proceed.

What is included in a dental insurance policy?

You can tailor your dental insurance policy to meet your needs. This table demonstrates what you can normally expect to be covered for:

Major advantages to Dental Insurance

• Dental insurance allows you to use any dentist,
• You do not usually have to be dentally fit before taking it out
• You can afford to have dental work carried out, whenever you need it
• You can afford to have regular check ups and maintain your bright smile!

How does Dental Insurance work?

Here's what to do if you need to visit your dentist, and you have dental insurance:

	Go to see your dentist
	Arrange for your dental work to be completed*
	Pay the dentist for the work carried out
	Claim the money back from your dental insurance provider

*It's a good idea at this stage to check that you are covered by your insurance policy

Why take out Dental Insurance?

Dental Insurance offers a wide range of benefits that make it an extremely worthwhile form of insurance.

Peace of mind - with dental insurance you can be safe in the knowledge that you and your family will receive the best of care, whenever you need it.

Choice - you can go to any dentist you choose for your treatment

No medical - there is no need for a dental examination to be accepted onto most dental insurance schemes

Did you know?

• As recently as 1989, 90% of adults were registered with the NHS and received low cost care. Now 2 out of 3 dentists will not accept NHS patients. ( Source: Dental Practice Board)
• Even patients registered with an NHS dentist have to pay 80% of their treatment - this can cost up to £378 (As of May 2004). The cost of private treatment is even higher. (Source: British Dental Association)
• Due to dental problems, 14 million working days are lost each year in the UK. (Source: CBI)
• There is no such thing an "NHS dentist". Almost all dentists in the UK are self-employed and have traditionally mixed NHS and private patients on their books. Dentists are paid by the procedure they carry out, whether on the NHS or privately.