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Why, when you only want Critical Illness cover, should you consider combining it with Life Insurance?: Two good reasons: You are likely to save money! And if you died within the survival period (see below), the claim would still be paid under the terms of your Life Insurance.
What is “Total and Permanent Disability”?: “Total and Permanent Disability” means that if you are diagnosed with any illness, or have an accident, that totally and permanently prevents you from working, you have a valid claim.
Will Critical Illness policies permit the use of alternative medicines?: After you have been diagnosed with a qualifying Critical Illness and the claim has been paid you can spend your money however you like. So if you want to spend some of your money on alternative medicines then that’s entirely your choice.
Can You Include Your Children On A Critical Illness Policy?: Yes. Most insurers will automatically include children on your policy.
How much does the critical illness cover cost?: The cost of a Critical Illness policy depends on the amount of cover you need, your personal details (especially your health and age) and the optional extras you select.

What level of critical illness cover could your children get?

Insurance companies normally impose a maximum limit on any claim under the policy’s provisions for children. Sometimes the limit will be lower of a percentage of your own sum assured (e.g. 25% or 50%) or a set amount (typically £15,000 or £20,000).

Frequently Asked Questions related to the above topic.
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Hot Topics

What level of critical illness cover could your children get?

Frequently Asked Questions related to the above topic. Click below if you wish to read them: -

Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -