What if you develop another critical illness or have a reoccurrence of a Critical Illness ?

After a successful claim the insured sum will be paid to you and that ends the policy. There can be no further claims.

STEP 1 of 2
Type of cover
Life Insurance       Mortgage Life Insurance
 
Cover Level (£)

Number of years
Do you want:  
Critical illness cover
Family income benefit
 

Hot Topics

What could Critical Illness cover be used for?
Anything you want. Medical expenses, repaying the mortgage, making your home easier to live in, school fees, general living expenses, but to name a few.
Why, when you only want Critical Illness cover, should you consider combining it with Life Insurance?
Two good reasons: You are likely to save money! And if you died within the survival period (see below), the claim would still be paid under the terms of your Life Insurance.
How much does the critical illness cover cost?
The cost of a Critical Illness policy depends on the amount of cover you need, your personal details (especially your health and age) and the optional extras you select.
Will you need a medical if you apply for a critical illness policy?
In order to correctly assess the risk they are being asked to accept an insurance company may require further information from your GP or request that you undergo a medical. In most cases these medicals only take five or ten minutes.
Can you extend or increase your Critical Illness cover at a later date?
If you have a policy with a renewable option then yes, you can increase, or sometimes extend, your cover. If you do not have a renewable option then you cannot change your cover. These days only a few insurance companies offer policies with a renewable option.
If you are concerned about additional financial protection you should consider Life Insurance or even an Income Protection policy to run alongside your Critical Illness plan. An Income Protection policy pays a monthly income if you are off work due to accident, sickness, or unemployment. On the policy we offer, payments last for up to 12 months from the date you were off work and the premiums are very reasonable.

Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -