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Why do I need critical illness cover?: 1 in 5 men suffer a critical illness before their normal retirement age. 1 in 6 women suffer a critical illness before their normal retirement age.
Is there a waiting period to receive payment on a Critical Illness claim?: All Critical Illness policies require you to survive a specified number of days following diagnosis in order to have a valid claim. The typical survival period is 28 days but some insurance companies have reduced this to 14 days.
Is there a waiting period to receive payment on a Critical Illness claim?: All Critical Illness policies require you to survive a specified number of days following diagnosis in order to have a valid claim. The typical survival period is 28 days but some insurance companies have reduced this to 14 days.
What other benefits can be added to a Critical Illness policy?: Life cover is a must. Then consider Waiver of Premium and Indexation.
Can You Include Your Children On A Critical Illness Policy?: Yes. Most insurers will automatically include children on your policy.

What if you develop another critical illness or have a reoccurrence of a Critical Illness ?

After a successful claim the insured sum will be paid to you and that ends the policy. There can be no further claims.

If you are concerned about additional financial protection you should consider Life Insurance or even an Income Protection policy to run alongside your Critical Illness plan. An Income Protection policy pays a monthly income if you are off work due to accident, sickness, or unemployment. On the policy we offer, payments last for up to 12 months from the date you were off work and the premiums are very reasonable.

Frequently Asked Questions related to the above topic.
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Hot Topics

What if you develop another critical illness or have a reoccurrence of a Critical Illness ?

After a successful claim the insured sum will be paid to you and that ends the policy. There can be no further claims.

Frequently Asked Questions related to the above topic. Click below if you wish to read them: -

Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -