Hot Topics

How long should you insure for?: 20 to 25 years is most common but it really depends on how much you can afford and your personal circumstances.
What other benefits can be added to a Critical Illness policy?: Life cover is a must. Then consider Waiver of Premium and Indexation.
Will Critical Illness policies permit the use of alternative medicines?: After you have been diagnosed with a qualifying Critical Illness and the claim has been paid you can spend your money however you like. So if you want to spend some of your money on alternative medicines then that’s entirely your choice.
What happens if your condition deteriorates after making a claim on your Critical Illness policy?: As far as your insurance is concerned, it makes no difference. Your policy has already paid out and your ex- insurer has no further interest in your health.
What if you develop another critical illness or have a reoccurrence of a Critical Illness ?: After a successful claim the insured sum will be paid to you and that ends the policy. There can be no further claims.

What happens if your condition improves after making a claim on your Critical Illness policy?

Once the insurance company has paid you the money is yours to spend how you like. The policy is terminated and your insurer has no interest on how you live your life or indeed whether your condition improves or is healed.

Being able to recover in comfort may mean you become healthy enough to either return to work or start employment again, perhaps in a different role. If so, that’s absolutely great!

It may be useful to remember that:

1 in 5 men and 1 in 6 women will suffer a Critical Illness before their normal retirement age.
78% of stroke victims survive more than a year.

Frequently Asked Questions related to the above topic.
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Hot Topics

What happens if your condition improves after making a claim on your Critical Illness policy?

Once the insurance company has paid you the money is yours to spend how you like. The policy is terminated and your insurer has no interest on how you live your life or indeed whether your condition improves or is healed.

Frequently Asked Questions related to the above topic. Click below if you wish to read them: -

Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -