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Is there a waiting period to receive payment on a Critical Illness claim?
All Critical Illness policies require you to survive a specified number of days following diagnosis in order to have a valid claim. The typical survival period is 28 days but some insurance companies have reduced this to 14 days.
Hot Topics
- The following might help you decide how much cover you need.
- How much would you need to repay your mortgage, overdraft, loans or any credit card balances? The freedom that comes from being debt free does wonders for recovery
- How long should you insure for?
- 20 to 25 years is most common but it really depends on how much you can afford and your personal circumstances.
- Will a claim for critical illness affect any State Benefits?
- No, it should not affect your claim for State Benefits.
- Are You Allowed To Continue Working After A Critical Illness Claim?
- Once an Insurance company has paid your claim it has no interest how you live your life or what you go on to do.
- What happens if your condition improves after making a claim on your Critical Illness policy?
- Once the insurance company has paid you the money is yours to spend how you like. The policy is terminated and your insurer has no interest on how you live your life or indeed whether your condition improves or is healed.
- you are the policyholder
- your date of birth has been verified
- and they have received the necessary medical report from a consultant, who is a specialist in your diagnosed condition.
The money you receive would be tax-free.
Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -
- What could Critical Illness cover be used for?
- How much Critical Illness cover do you need?
- How much does critical illness cover cost ?
- How long should you insure for?
- What decisions will you have to make before you can get a quotation for Critical Illness insurance?
- What conditions are considered critical?
- Can you increase or decrease your critical illness cover at a later date ?
- What is the difference between Critical Illness cover and Terminal Illness cover?
- Will a claim for Critical Illness affect any State Benefits?
- Are you allowed to continue working after a Critical Illness claim?
- Can the critical illness policy be continued after a claim ?
- Is there a minimum or maximum amount of Critical Illness cover available?
- Are Critical Illnesses In Pregnancy Covered?
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- Go to menu of Frequently asked Questions about Life Insurance
- Go to menu of Frequently asked Questions about Critical Illness Insurance
- Go to menu of Frequently asked General Questions




