Can the critical illness policy be continued after a claim?

After a successful claim the full sum insured is paid to you and that ends the policy.

STEP 1 of 2

Type of cover

Life Insurance Mortgage Life Insurance

Cover Level (£)

Number of years

Do you want:
Critical illness cover
Family income benefit

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What other benefits can be added to a Critical Illness policy?: Life cover is a must. Then consider Waiver of Premium and Indexation.
How much does the critical illness cover cost?: The cost of a Critical Illness policy depends on the amount of cover you need, your personal details (especially your health and age) and the optional extras you select.
Will you need a medical if you apply for a critical illness policy?: In order to correctly assess the risk they are being asked to accept an insurance company may require further information from your GP or request that you undergo a medical. In most cases these medicals only take five or ten minutes.
How will a critical illness claim be paid?: If you have a claim a Critical illness policy pays you a tax-free lump sum normally by cheque. Then, as soon as you receive the payment. the policy will terminate.
What if you develop another critical illness or have a reoccurrence of a Critical Illness ?: After a successful claim the insured sum will be paid to you and that ends the policy. There can be no further claims.

If you are concerned about further financial protection there is a strong case to combine your Critical Illness cover with Life insurance (see below). You may also consider an Income Protection policy.

The Income Protection policy we offer pays a monthly income for up to 12 months if you are off work due to accident, sickness, or unemployment.

You’ll find full details about both these types of policy on this website.

Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -

Can the critical illness policy be continued after a claim?

After a successful claim the full sum insured is paid to you and that ends the policy.

Hot Topics

Frequently Asked Questions related to the above topic. Click below if you wish to read them: -

Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -