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What is Critical Illness cover?: Critical illness cover is an insurance which pays you a tax-free sum of money if you are diagnosed as having a serious,
Why, when you only want Critical Illness cover, should you consider combining it with Life Insurance?: Two good reasons: You are likely to save money! And if you died within the survival period (see below), the claim would still be paid under the terms of your Life Insurance.
Can You Include Your Children On A Critical Illness Policy?: Yes. Most insurers will automatically include children on your policy.
What is the difference between Critical Illness cover and Terminal Illness cover?: Critical Illness Insurance is much more comprehensive than Terminal Illness cover. 1 in 5 men and 1 in 6 women suffer a critical illness before their usual retirement age.
What happens if your condition improves after making a claim on your Critical Illness policy?: Once the insurance company has paid you the money is yours to spend how you like. The policy is terminated and your insurer has no interest on how you live your life or indeed whether your condition improves or is healed.

Can the critical illness policy be continued after a claim?

After a successful claim the full sum insured is paid to you and that ends the policy.

If you are concerned about further financial protection there is a strong case to combine your Critical Illness cover with Life insurance (see below). You may also consider an Income Protection policy.

The Income Protection policy we offer pays a monthly income for up to 12 months if you are off work due to accident, sickness, or unemployment.

You’ll find full details about both these types of policy on this website.

Frequently Asked Questions related to the above topic.
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Hot Topics

Can the critical illness policy be continued after a claim?

After a successful claim the full sum insured is paid to you and that ends the policy.

Frequently Asked Questions related to the above topic. Click below if you wish to read them: -

Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -