Brokers Online Logo

Hot Topics

How long should you insure for?
20 to 25 years is most common but it really depends on how much you can afford and your personal circumstances.
Are Critical Illnesses In Pregnancy Covered?
Pregnancy does not affect any claim under critical illness insurance. It would be hard to make a case that pregnancy was a ‘self-inflicted injury’!
Is there a minimum or maximum premium for critical illness cover?
Minimum premiums vary from company to company but they can be as little as £5 per month.
Will a claim for critical illness affect any State Benefits?
No, it should not affect your claim for State Benefits.
What if you develop another critical illness or have a reoccurrence of a Critical Illness ?
After a successful claim the insured sum will be paid to you and that ends the policy. There can be no further claims.

Are You Allowed To Continue Working After A Critical Illness Claim?

Once an Insurance company has paid your claim it has no interest how you live your life or what you go on to do. The cash is yours to spend how you like and you go on to live your life how you like. Being able to recover in comfort may mean you become healthy enough to return to work or start employment again, perhaps in a different role. If so, that’s fine.

It may be useful to know that:

  • 35% of men and 46% of women who develop cancer survive at least 5 years
  • 1 in 5 men and 1 in 6 women will suffer a Critical Illness before their normal retirement age.

Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -

-- Please Note --
This web site is owned by Andromeda Webs Ltd. Andromeda Webs Ltd, is an Appointed Representative of Web Publishing House Ltd. Web Publishing House Ltd is authorised and regulated by the Financial Services Authority for insurance mediation.