Where can I pay my balance?

You can pay your balance in a variety of ways, choose whichever best suits you:

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Am I Eligible To Apply For A Card?
If you meet the following criteria then you are eligible to apply for a credit card in the UK:
What is a credit report?
When you apply for credit, your credit history will be checked out before approving your application – and your credit card issuer will refer to one of the independent credit reference agencies.
How can I improve my credit rating?
If you are having trouble getting credit, there are a number of measures you can take to safeguard your credit rating. Here we have listed some helpful hints here to keep you in credit:
How much will I have to pay each month?
How much you have to pay back each month depends entirely on how much you owe – however the general rule for most credit card companies is that you either make a minimum payment of 2% of the balance or £5, whichever is the higher figure.
Can I request a specific credit limit?
Your credit card issuer will normally set a credit limit for you based on your application details, credit scoring and credit rating.

  • Pay by direct debit: If you pay your account in this way your repayments will be automatically debited from the current account of your choice, on or around the same payment date every month.
  • Pay by post: Send your cheque to your credit card issuer and allow 7-10 days for the payment to reach them and to be processed.
  • Pay at your bank: Your credit card bill will always come with a Bank Giro Credit slip, all you need to do is take your payment and the statement to any bank displaying the Mastercard or Visa sign. They will stamp your statement in receipt of payment.
  • Pay over the phone: You can make payments using a Switch or Delta card over the phone - always allow 2 working days for your payment to be processed.