How much can I Balance Transfer and how long does it take?

Most credit card companies will only allow you to make a minimum of £100 balance transfer either from or to your credit account, because of the administration involved.

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You can transfer up to your credit limit from any single UK credit card or charge card and from many store cards – however if you make a transfer request which takes you over your credit limit the transfer will not be authorised, and you will be notified in writing.

You can transfer any number of balances (with a minimum of £100 per transfer) - simply complete the form details online or contact your credit card issuer direct.

The process can take as many as 2 to 3 weeks to transfer a balance from another card account, so you are advised to continue your minimum payments until your transfer is confirmed and shows up on your monthly statement.