How much can I Balance Transfer and how long does it take?

Most credit card companies will only allow you to make a minimum of £100 balance transfer either from or to your credit account, because of the administration involved.

Hot Topics

How can I protect myself when buying online?: As long as you have not been negligent, you're always fully protected against fraudulent charges when using the Internet to make purchases.
Why would my credit card application be turned down?: There are many reasons why your credit card application could be turned down, and these reasons vary between all credit card issuers.
How can I pay off my balance?: There are number of ways you can choose to pay off your credit card balance - either by Direct Debit, by Debit Card over the phone, by bank transfer from your bank or by cheque.
Will I get charged Late payment/Overlimit fees?: All credit cards charge you if your payment is overdue.
Can I use my card abroad?: Using a credit card abroad is an easy way to make purchases of any kind as it saves you from carrying large amounts of cash around.

You can transfer up to your credit limit from any single UK credit card or charge card and from many store cards – however if you make a transfer request which takes you over your credit limit the transfer will not be authorised, and you will be notified in writing.

You can transfer any number of balances (with a minimum of £100 per transfer) - simply complete the form details online or contact your credit card issuer direct.

The process can take as many as 2 to 3 weeks to transfer a balance from another card account, so you are advised to continue your minimum payments until your transfer is confirmed and shows up on your monthly statement.