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Am I Eligible To Apply For A Card?
Hot Topics
- What is Credit?
-
Credit is an extremely useful way of paying for goods or services at a later time, usually paying interest as well as the original money. Offering real convenience, you can choose how to pay back credit in the way that best suits you.
- How can I keep my credit card secure?
-
Like anything, a credit card can be stolen or used without your knowledge, so follow these simple rules to keep your credit card secure:
- Where can I pay my balance?
-
You can pay your balance in a variety of ways, choose whichever best suits you:
- What is Direct Debit?
-
Direct Debit allows your credit card company to take, according to your instructions, a variable amount of money from your bank account each month to pay all or part of your outstanding credit card balance.
- Why is it worth making a Balance Transfer?
-
If you have a large outstanding balance on one or more credit and store cards – you will undoubtedly be able to save money by transferring your balance to another credit card.
If you meet the following criteria then you are eligible to apply for a credit card in the UK:
Hot Topics
- What is Credit?
- Credit is an extremely useful way of paying for goods or services at a later time, usually paying interest as well as the original money. Offering real convenience, you can choose how to pay back credit in the way that best suits you.
- How can I keep my credit card secure?
- Like anything, a credit card can be stolen or used without your knowledge, so follow these simple rules to keep your credit card secure:
- Where can I pay my balance?
- You can pay your balance in a variety of ways, choose whichever best suits you:
- What is Direct Debit?
- Direct Debit allows your credit card company to take, according to your instructions, a variable amount of money from your bank account each month to pay all or part of your outstanding credit card balance.
- Why is it worth making a Balance Transfer?
- If you have a large outstanding balance on one or more credit and store cards – you will undoubtedly be able to save money by transferring your balance to another credit card.
- You must be a resident of the United Kingdom.
- You must have evidence of a regular income.
- You must have a current account with a bank or building society that you have held for more than 6 months in the United Kingdom.
- You must be 18 years old or older.
- You must have a home telephone number.
- Ideally, you will have no outstanding County Court Judgments or defaulted credit accounts – some credit card issuers will not offer you a credit card on these grounds.
- You will have to read and confirm that you have understood the terms and conditions of the credit card agreement.
- You will have to either meet or exceed the minimum credit granting criteria of the individual credit card issuer.
- My card is lost or stolen what do I do ?
- How can I pay off my balance ?
- What can i do if i think the information held by a credit reference agency is incorrect ?
- Why is it worth making balance transfers ?
- Will i get late payment fees ?
- Can I have an additional card holder on my account ?
- What is sentinel card protection ?
- What apr will i receive ?
- What is direct debit ?
- How much will I have to pay each month ?





