Why would my credit card application be turned down?
There are many reasons why your credit card application could be turned down, and these reasons vary between all credit card issuers.
Hot Topics
- Where can I pay my balance?
- You can pay your balance in a variety of ways, choose whichever best suits you:
- How can I pay off my balance?
- There are number of ways you can choose to pay off your credit card balance - either by Direct Debit, by Debit Card over the phone, by bank transfer from your bank or by cheque.
- Will I get charged Late payment/Overlimit fees?
- All credit cards charge you if your payment is overdue.
- What is a Balance Transfer?
- Transferring balances has become a popular and easy way to consolidate multiple card balances in one place, while simultaneously making significant savings on interest payments.
- How can I protect my Card repayments?
- When you apply for a credit card, you will be offer payment protection insurance to pay via your credit card bill.
If your credit card application is rejected you will not normally be given a reason why – however if you want to make another application with another credit card company, it’s best to find out the exact reason why as you will be turned down again and again. This will further affect your credit rating. You can do this by contacting the credit reference agency in question to see a copy of your credit report.
- How is interest calculated ?
- What is sentinel card protection ?
- How can i protect my card repayments ?
- Can I have an additional card holder on my account ?
- How can i keep my credit card secure ?
- What apr will i receive ?
- Why is it worth making balance transfers ?
- How do i contact the credit reference agencies ?
- How much will I have to pay each month ?





