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Hot Topics
- What is a credit report?
- When you apply for credit, your credit history will be checked out before approving your application – and your credit card issuer will refer to one of the independent credit reference agencies.
- How can I improve my credit rating?
- If you are having trouble getting credit, there are a number of measures you can take to safeguard your credit rating. Here we have listed some helpful hints here to keep you in credit:
- How do I make Cash withdrawals?
- You can withdraw cash from any cash machine, just like you can withdraw cash from your own bank account.
- How can I protect my Card repayments?
- When you apply for a credit card, you will be offer payment protection insurance to pay via your credit card bill.
- What is Sentinel® Card Protection Insurance?
- Losing your credit cards or having them stolen can be a real inconvenience, not to mention a worry – especially if you’re abroad. The Sentinel® Card Protection scheme takes all the worry away, and with just one free phone call from anywhere in the world Sentinel® will immediately inform all your card issuers that you need replacement cards should they be lost or stolen.
How do I contact the Credit Reference Agencies?
You can request your credit report online, by phone or online. It costs £2 for a copy of your statutory credit report. Here are the details for the three main credit reference agencies.
To contact Experian:Experian Limited, Tel: 0870 241 6212 |
To contact Equifax: Equifax Credit File Advice Centre |
To contact Call Credit:Consumer Services Team Tel: 0113 244 1555 |
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