Can I Have An Additional Cardholder On My Account?

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Why do I need Credit?: There are a number of benefits associated with paying by credit as opposed to cash or cheques:
How is interest calculated?: Interest is calculated on a monthly basis on the outstanding balance if full payment has not been received.
Where can I pay my balance?: You can pay your balance in a variety of ways, choose whichever best suits you:
Will I have to pay interest each month?: You can avoid paying any interest by always paying your balance in full and on time each month.
Why is it worth making a Balance Transfer?: If you have a large outstanding balance on one or more credit and store cards – you will undoubtedly be able to save money by transferring your balance to another credit card.

You can have one or more additional Cardholders on your credit card account with most companies.

These details will normally be arranged at application, when you will be offered the opportunity to include details for extra cardholders. If you already have a credit card, you will be able to add an additional cardholder simply by contacting your credit card company either online or by telephone, and sending the request. As long as that person is aged 18 or over, they will be accepted.

As the primary Cardholder, you will be responsible for paying the entire bill, and the second Cardholder will have no legal responsibility for the card. Make sure that you do not hand out of any of your security details, such as user name and password, to anyone.

If you wish to change the details of or remove your second Cardholder, simply contact your credit card issuer to make the amendment. You will still be liable for transactions with the second Cardholder's card until you have returned it to the credit card issuer, having cut the card in half.

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