What if I am a mature driver?

Drivers over the age of 50 tend to have less than average number of accidents and as such deserve a discount on their car insurance premiums. However not all insurance companies recognise this claiming behaviour and offer the over 50’s market a discounted premium.

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What types of Motor Insurance Policy are available?: Since 1930 it has been a legal requirement for all drivers of motor vehicles to be covered by insurance for a minimum of third party claims, that means you have to be insured against accidents that are caused by you and have damaged a ‘third party’s’ vehicle.
Why do some Motor insurance specialise in High Performance Motor Insurance?: When you are thinking of buying a high performance car, what you may not have thought about is how much your insurance premiums would be when you come to insure the vehicle.
Who should I contact should I wish to report a problem with an Insurance Company?: The general insurance industry is now regulated by the Financial Services Authority (FSA).
Who do I contact if I have a complaint against a finance house?: First you must address your original contact you dealt with, ask them for their job title and then request that the provide you with the name of the person who handles complaints. Traditionally, finance houses are required by the FSA to have a complaints procedure, and you should ask for details of this.
How to provide evidence of my No Claim Discount?: Accepted proof of the No Claim Discount would be as follows:

It is because not all car insurance companies out there will provide you with the premium discount that you are owed that you should get several quotes, some from specialist mature driver insurance companies and some from the more generic insurance companies.

Car insurers that provide specialist policies for older drivers in the UK often not only offer you a car insurance policy at the right price, but will also give you cover that is tailored precisely to your needs (limited mileage etc).

It is not a good idea to stick with the same insurer just because you always have done – shop around, you could find you save yourself a lot of money on your car insurance premiums.