What if I am a mature driver?

Drivers over the age of 50 tend to have less than average number of accidents and as such deserve a discount on their car insurance premiums. However not all insurance companies recognise this claiming behaviour and offer the over 50’s market a discounted premium.

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What are the laws regarding Motor insurance in the United Kingdom?: Motor insurance originated in 1930, when the government introduced a law that required every person who used a vehicle on the road to have some kind of motor insurance policy. This had to be third party personal injury cover at the very least.
What is Third party only Insurance?: If you want yourself to be personally covered against accident or your vehicle to be covered you should consider a more comprehensive form of car insurance.
What to do if you have an accident: In many circumstances you will not be able to prevent an accident, especially if the accident is not your fault. If you are involved in an accident, there are several steps you need to undertake.
What Do I need to do if using my Car abroad?: No matter where you go in Europe, be it Ireland, Wales, Scotland or the mainland, you are covered for at least the minimum level legally required in that country with your UK motor insurance policy.
Who should I contact should I wish to report a problem with an Insurance Company?: The general insurance industry is now regulated by the Financial Services Authority (FSA).

It is because not all car insurance companies out there will provide you with the premium discount that you are owed that you should get several quotes, some from specialist mature driver insurance companies and some from the more generic insurance companies.

Car insurers that provide specialist policies for older drivers in the UK often not only offer you a car insurance policy at the right price, but will also give you cover that is tailored precisely to your needs (limited mileage etc).

It is not a good idea to stick with the same insurer just because you always have done – shop around, you could find you save yourself a lot of money on your car insurance premiums.