How do I find the cheapest motor insurance premiums?

In order to get the best possible quote for your Motor insurance you should compare and contrast quotes provided by many different insurers. You'll find the difference between quotes can be enormous with a potential 50% difference between the most expensive and the cheapest quote.

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What if I am a young driver?
In the UK, car insurance quotes are dependant upon several factors, these include age, gender and location. One of the overriding considerations is the age of the potential policy holder, the younger the driver the more expensive the policy in most circumstances.
What if I have a high performance car?
High performance cars tend to be very expensive, but its not just the buying of the car. It's also the cost of maintaining, repairing it, and particularly the cost of insuring that you need to fully consider. High performance Car Insurance can cost anywhere up to about £10,000 a year, so shopping around can save you a small fortune.
Why do some Motor insurance specialise in High Performance Motor Insurance?
When you are thinking of buying a high performance car, what you may not have thought about is how much your insurance premiums would be when you come to insure the vehicle.
What are the road tax rates by specific type of vehicle?
The collection and administration of road tax is done by the DVLA (Driver and Vehicle Licensing Agency). The DVLA is responsible for all regions of the UK. Their aim is to facilitate safe and responsible driving throughout the UK. In addition to road tax they are also responsible for keeping a registry of all vehicles and qualified drivers.
As a result of the accident, my car has been damaged - can I go ahead and get it repaired?
If you have taken out comprehensive car insurance cover and wish to claim under the policy, a specific claims procedure will be given to you when you contact the Claims Line to notify them of the accident. You should not repair your vehicle without the approval of your insurer.
Even if a company has given you a high quote in the past, you should try them again this year. Each insurer specialises in certain characteristics, and these change year by year so you should never rule out any insurer. There are many potential reasons for rates changes, perhaps their claims were low enough last year that they can afford to offer lower premiums this year.

Motor quotes vary enormously from person to person, car to car. Each policyholder will pay a different premium for it, even if they were to be insured for the same vehicle. You must fully and correctly answer a long series of questions to tailor the motor insurance policy to your specific needs.

You’ll find adverts for car insurance all over the place, from standard media such as broadsheets (Telegraph and Times), tabloids (Sun, Express and Mail) and industry publications such as Top Gear or Fast Car. In today’s market one of the most efficient ways to secure a motor insurance quote is over the internet. Most motor insurance companies provide an online quotation facility as part of their website with the majority also offering full online purchase and instant cover. By using the internet you also often get a discount because the processing cost to your insurer is much less than with the standard paper process.

When ever you are requesting motor insurance quotes make sure you have already identified what type of cover you require and which additional extras you want included on your policy. If you do change your requirements make sure you go back and get new quotes from those insurance companies who provided a good first time quote.