How do I find the cheapest motor insurance premiums?

In order to get the best possible quote for your Motor insurance you should compare and contrast quotes provided by many different insurers. You'll find the difference between quotes can be enormous with a potential 50% difference between the most expensive and the cheapest quote.

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What to do if you have an accident
In many circumstances you will not be able to prevent an accident, especially if the accident is not your fault. If you are involved in an accident, there are several steps you need to undertake.
What are the road tax rates by specific type of vehicle?
The collection and administration of road tax is done by the DVLA (Driver and Vehicle Licensing Agency). The DVLA is responsible for all regions of the UK. Their aim is to facilitate safe and responsible driving throughout the UK. In addition to road tax they are also responsible for keeping a registry of all vehicles and qualified drivers.
Who should I contact should I wish to report a problem with an Insurance Company?
The general insurance industry is now regulated by the Financial Services Authority (FSA).
I am at the scene of an accident - what do I do?
Take note of the registration number of all vehicles involved within the accident.
How your premium is calculated
The main factors influencing the cost of your insurance policy are:
Even if a company has given you a high quote in the past, you should try them again this year. Each insurer specialises in certain characteristics, and these change year by year so you should never rule out any insurer. There are many potential reasons for rates changes, perhaps their claims were low enough last year that they can afford to offer lower premiums this year.

Motor quotes vary enormously from person to person, car to car. Each policyholder will pay a different premium for it, even if they were to be insured for the same vehicle. You must fully and correctly answer a long series of questions to tailor the motor insurance policy to your specific needs.

You’ll find adverts for car insurance all over the place, from standard media such as broadsheets (Telegraph and Times), tabloids (Sun, Express and Mail) and industry publications such as Top Gear or Fast Car. In today’s market one of the most efficient ways to secure a motor insurance quote is over the internet. Most motor insurance companies provide an online quotation facility as part of their website with the majority also offering full online purchase and instant cover. By using the internet you also often get a discount because the processing cost to your insurer is much less than with the standard paper process.

When ever you are requesting motor insurance quotes make sure you have already identified what type of cover you require and which additional extras you want included on your policy. If you do change your requirements make sure you go back and get new quotes from those insurance companies who provided a good first time quote.