Hot Topics

What if I am a mature driver?: Drivers over the age of 50 tend to have less than average number of accidents and as such deserve a discount on their car insurance premiums. However not all insurance companies recognise this claiming behaviour and offer the over 50’s market a discounted premium.
What are the principles Motor Insurance is built upon?: During the process of applying for motor insurance you will be asked for many details ranging from personal details to location and security based questions. As with all insurance you are well advised to answer any and all questions as honestly as possible in order to ensure any claims are fully met by your insurance company in the event of an accident.
What types of Motor Insurance Policy are available?: Since 1930 it has been a legal requirement for all drivers of motor vehicles to be covered by insurance for a minimum of third party claims, that means you have to be insured against accidents that are caused by you and have damaged a ‘third party’s’ vehicle.
I am at the scene of an accident - what do I do?: Take note of the registration number of all vehicles involved within the accident.
As a result of the accident, my car has been damaged - can I go ahead and get it repaired?: If you have taken out comprehensive car insurance cover and wish to claim under the policy, a specific claims procedure will be given to you when you contact the Claims Line to notify them of the accident. You should not repair your vehicle without the approval of your insurer.

What if I have a high performance car?

High performance cars tend to be very expensive, but its not just the buying of the car. It's also the cost of maintaining, repairing it, and particularly the cost of insuring that you need to fully consider. High performance Car Insurance can cost anywhere up to about £10,000 a year, so shopping around can save you a small fortune.

But where do you look for your high performance car insurance? The main car insurance providers often don’t provide the best quote, they shy away from insuring cars that are very expensive or difficult to maintain, because of the costs in the event of a claim. Also, they are often not able to provide the sort of level of service that someone who owns a high performance car may expect.

For high performance car insurance you are usually best to try some of the smaller, more specialist car insurance providers. These providers are more able to offer you a policy that will not only insure you car, but also insure it in the way that you want and need it to be.

You would be better advised to wait until you are over 30 before you try to insure a high performance car, as age and experience are all important for the insurers.