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What if I am a young driver?: In the UK, car insurance quotes are dependant upon several factors, these include age, gender and location. One of the overriding considerations is the age of the potential policy holder, the younger the driver the more expensive the policy in most circumstances.
What types of Motor Insurance Policy are available?: Since 1930 it has been a legal requirement for all drivers of motor vehicles to be covered by insurance for a minimum of third party claims, that means you have to be insured against accidents that are caused by you and have damaged a ‘third party’s’ vehicle.
What is Third party only Insurance?: If you want yourself to be personally covered against accident or your vehicle to be covered you should consider a more comprehensive form of car insurance.
Why do some Motor insurers specialise in just lady drivers?: Every Motor Insurance company is different, each have specific market niches that they try and specialise in, some choose mature drivers, some lady drivers and some young drivers.
Who should I contact should I wish to report a problem with an Insurance Company?: The general insurance industry is now regulated by the Financial Services Authority (FSA).

What if I have a high performance car?

High performance cars tend to be very expensive, but its not just the buying of the car. It's also the cost of maintaining, repairing it, and particularly the cost of insuring that you need to fully consider. High performance Car Insurance can cost anywhere up to about £10,000 a year, so shopping around can save you a small fortune.

But where do you look for your high performance car insurance? The main car insurance providers often don’t provide the best quote, they shy away from insuring cars that are very expensive or difficult to maintain, because of the costs in the event of a claim. Also, they are often not able to provide the sort of level of service that someone who owns a high performance car may expect.

For high performance car insurance you are usually best to try some of the smaller, more specialist car insurance providers. These providers are more able to offer you a policy that will not only insure you car, but also insure it in the way that you want and need it to be.

You would be better advised to wait until you are over 30 before you try to insure a high performance car, as age and experience are all important for the insurers.