What if I am a young driver?

In the UK, car insurance quotes are dependant upon several factors, these include age, gender and location. One of the overriding considerations is the age of the potential policy holder, the younger the driver the more expensive the policy in most circumstances.

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What types of Motor Insurance Policy are available?: Since 1930 it has been a legal requirement for all drivers of motor vehicles to be covered by insurance for a minimum of third party claims, that means you have to be insured against accidents that are caused by you and have damaged a ‘third party’s’ vehicle.
How do I make a claim on a Motor Insurance policy?: You should also take the time to familiarise yourself with the claims procedures at each new motor insurance company you use. Each company has a slightly different claims procedure, it is imperative that you understand both what is covered and how you should approach making a claim against your policy.
What Do I need to do if using my Car abroad?: No matter where you go in Europe, be it Ireland, Wales, Scotland or the mainland, you are covered for at least the minimum level legally required in that country with your UK motor insurance policy.
Why do some Motor insurance specialise in High Performance Motor Insurance?: When you are thinking of buying a high performance car, what you may not have thought about is how much your insurance premiums would be when you come to insure the vehicle.
Am I insured to drive someone else's car?: Many motor insurance providers will allow their comprehensive policy holders to drive any other vehicle, as long as it is already insured by another driver. This means that you can drive your friend's car BUT it is likely that you will only be insured to third party level.

Young drivers represent an above average risk to the insurer and the insurance company tries to make up for this by increasing the monthly premium to reduce their exposure to the risk.

If you are an young driver in the UK, you needn’t be disadvantaged, you may have to pay an increased premium but by shopping around between insurance providers you can significantly reduce your monthly premiums. Indeed, there are many car insurance companies in the uk that specialise in catering for young drivers. These companies provide policies that are designed specifically to suit those aged below 25 without crippling them financially. Some car insurance companies in the UK even specialise in young female driver alone.