What if I am a young driver?

In the UK, car insurance quotes are dependant upon several factors, these include age, gender and location. One of the overriding considerations is the age of the potential policy holder, the younger the driver the more expensive the policy in most circumstances.

Hot Topics

What is Third party only Insurance?: If you want yourself to be personally covered against accident or your vehicle to be covered you should consider a more comprehensive form of car insurance.
What Do I need to do if using my Car abroad?: No matter where you go in Europe, be it Ireland, Wales, Scotland or the mainland, you are covered for at least the minimum level legally required in that country with your UK motor insurance policy.
Can I use my car for business use?: Class SDP. This class of motor vehicle use is for the policyholder and Named Drivers only using the vehicle for social, domestic and pleasure
I am at the scene of an accident - what do I do?: Take note of the registration number of all vehicles involved within the accident.
Excess: What is an excess? An excess is the amount you have to pay if you make a claim on a car insurance policy.

Young drivers represent an above average risk to the insurer and the insurance company tries to make up for this by increasing the monthly premium to reduce their exposure to the risk.

If you are an young driver in the UK, you needn’t be disadvantaged, you may have to pay an increased premium but by shopping around between insurance providers you can significantly reduce your monthly premiums. Indeed, there are many car insurance companies in the uk that specialise in catering for young drivers. These companies provide policies that are designed specifically to suit those aged below 25 without crippling them financially. Some car insurance companies in the UK even specialise in young female driver alone.