What if I am a young driver?

In the UK, car insurance quotes are dependant upon several factors, these include age, gender and location. One of the overriding considerations is the age of the potential policy holder, the younger the driver the more expensive the policy in most circumstances.

Hot Topics

What if I own a classic car?
Classic cars are used for many different purposes, whether it be driving to and from work, attending trade shows or even for rallies. Classic cars often require a more tailored car insurance package which allows you to fit the policy around the cars use. This may be in the form of limited mileage or even specialist track day insurance.
Why do some Motor insurance specialise in High Performance Motor Insurance?
When you are thinking of buying a high performance car, what you may not have thought about is how much your insurance premiums would be when you come to insure the vehicle.
What are the road tax rates by specific type of vehicle?
The collection and administration of road tax is done by the DVLA (Driver and Vehicle Licensing Agency). The DVLA is responsible for all regions of the UK. Their aim is to facilitate safe and responsible driving throughout the UK. In addition to road tax they are also responsible for keeping a registry of all vehicles and qualified drivers.
Excess
What is an excess? An excess is the amount you have to pay if you make a claim on a car insurance policy.
How your premium is calculated
The main factors influencing the cost of your insurance policy are:
Young drivers represent an above average risk to the insurer and the insurance company tries to make up for this by increasing the monthly premium to reduce their exposure to the risk.

If you are an young driver in the UK, you needn’t be disadvantaged, you may have to pay an increased premium but by shopping around between insurance providers you can significantly reduce your monthly premiums. Indeed, there are many car insurance companies in the uk that specialise in catering for young drivers. These companies provide policies that are designed specifically to suit those aged below 25 without crippling them financially. Some car insurance companies in the UK even specialise in young female driver alone.