What Do I need to do if using my Car abroad?

No matter where you go in Europe, be it Ireland, Wales, Scotland or the mainland, you are covered for at least the minimum level legally required in that country with your UK motor insurance policy. Even though, you still need to inform your insurer before you go abroad, in particular to check that the minimum level of cover is right for you in the place where you are going. The minimum level of cover may not include damage, theft or liability. Thus, you should ask your insurer where your cover extends to before you leave, to ensure you get the appropriate protection.

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What types of Motor Insurance Policy are available?: Since 1930 it has been a legal requirement for all drivers of motor vehicles to be covered by insurance for a minimum of third party claims, that means you have to be insured against accidents that are caused by you and have damaged a ‘third party’s’ vehicle.
What are the road tax rates by specific type of vehicle?: The collection and administration of road tax is done by the DVLA (Driver and Vehicle Licensing Agency). The DVLA is responsible for all regions of the UK. Their aim is to facilitate safe and responsible driving throughout the UK. In addition to road tax they are also responsible for keeping a registry of all vehicles and qualified drivers.
Am I insured to drive someone else's car?: Many motor insurance providers will allow their comprehensive policy holders to drive any other vehicle, as long as it is already insured by another driver. This means that you can drive your friend's car BUT it is likely that you will only be insured to third party level.
Can I use my car for business use?: Class SDP. This class of motor vehicle use is for the policyholder and Named Drivers only using the vehicle for social, domestic and pleasure
I am at the scene of an accident - what do I do?: Take note of the registration number of all vehicles involved within the accident.

You must prepare your car thoroughly before you go abroad, by way of having a full service, remembering to ask the garage to adjust your headlights to dip towards the right. Ferry companies do not allow petrol to be carried in a can on board, so you should get a full tank of petrol in your Motor before putting your vehicle on the boat. You need spare bulbs for your headlights, a first aid kit and a warning triangle, as these are compulsory in many countries. You might also want to carry a spare clutch cable, as many overseas makes will not fit a UK vehicle.

The there is a green card, which your motor insurance company should give you as proof that you and your vehicle are up to scratch as far as local motor insurance requirements are concerned. It is internationally recognised and you should therefore ensure that you pack it, along with your policy number, and the contact details for your insurers in case of emergencies

The actions taken should an accident happen in abroad aren't too much different than if one occurs in the UK. You should stay calm, don't admit fault, check for injuries, and contact the emergency services should injuries have incurred. If a police officer comes, make sure you note his number. Whilst doing that, you want to get the details for the other driver as well. Note their registration plates and their vehicle details as well as their name and address. If you have any witnesses then you should get their details as well.

Sometimes, you'll be presented with a document in a foreign language that you don't understand, and are asked to sign it, then write in as large letters as you can: "I DON'T UNDERSTAND THIS DOCUMENT". Take photos of the accident, and bear in mind that you may need to complete an accident statement. If the damage to you Motor is minimal then you can wait until you get back to the UK before contacting your insurer. Should the damage be serious, then call your insurer's emergency claims number.