I am at the scene of an accident - what do I do?

Take note of the registration number of all vehicles involved within the accident.

1.Obtain the names and address of any witnesses to the accident. Also you must obtain the name, address and policy number of the third parties insurer.

Hot Topics

What if I own a classic car?
Classic cars are used for many different purposes, whether it be driving to and from work, attending trade shows or even for rallies. Classic cars often require a more tailored car insurance package which allows you to fit the policy around the cars use. This may be in the form of limited mileage or even specialist track day insurance.
What are the principles Motor Insurance is built upon?
During the process of applying for motor insurance you will be asked for many details ranging from personal details to location and security based questions. As with all insurance you are well advised to answer any and all questions as honestly as possible in order to ensure any claims are fully met by your insurance company in the event of an accident.
How can I lower my Motor insurance premiums?
Many factors influence the premiums of your Motor insurance policy. Your insurer will have asked you many questions whilst producing your quote - some of which will affect your premium and some will not. To name a few of the important variables, the vehicle you drive, your gender and your age are all important to the insurer whilst they calculate your quote. Below we have discussed several of these key variables that are within the policyholder's control.
Why do some Motor insurance specialise in High Performance Motor Insurance?
When you are thinking of buying a high performance car, what you may not have thought about is how much your insurance premiums would be when you come to insure the vehicle.
Who do I contact if I have a complaint against a finance house?
First you must address your original contact you dealt with, ask them for their job title and then request that the provide you with the name of the person who handles complaints. Traditionally, finance houses are required by the FSA to have a complaints procedure, and you should ask for details of this.
2. Make a sketch of the scene of the accident, where the two cars began before the accident, where they met and the final post accident positions both of the vehicles. You must also make a note of the road name and the address of any property that was damaged during the accident.

3. Do not admit responsibility at the scene of the accident or sign any statement to this effect. It is possible that this may cause offence to the other party involved, but stick to your guns. Your best response is to state under the conditions of your insurance, you are prohibited from admitting liability without your insurers written agreement.

4. If the damage is cause to another vehicle, property, animals or humans, to comply with the law you must stop and give your name, address, and registration particulars of the vehicle (along with owner's name and address, if different).

5. If anyone other than yourself is injured you must be able to show your Insurance Certificate to the police or to any other person, if you are asked. If you cannot do this at this time of the accident, report to the police as soon as possible and, in any case, within 24 hours. Note always ask for an incident number, your insurer will want it for the claims form.

6. If you damaged another vehicle or property, must be able to show your Insurance Certificate to the police or to any other person, if you are asked.