I am at the scene of an accident - what do I do?

Take note of the registration number of all vehicles involved within the accident.

1.Obtain the names and address of any witnesses to the accident. Also you must obtain the name, address and policy number of the third parties insurer.

Hot Topics

What are the principles Motor Insurance is built upon?
During the process of applying for motor insurance you will be asked for many details ranging from personal details to location and security based questions. As with all insurance you are well advised to answer any and all questions as honestly as possible in order to ensure any claims are fully met by your insurance company in the event of an accident.
How do I find the cheapest motor insurance premiums?
In order to get the best possible quote for your Motor insurance you should compare and contrast quotes provided by many different insurers. You'll find the difference between quotes can be enormous with a potential 50% difference between the most expensive and the cheapest quote.
What are the road tax rates by specific type of vehicle?
The collection and administration of road tax is done by the DVLA (Driver and Vehicle Licensing Agency). The DVLA is responsible for all regions of the UK. Their aim is to facilitate safe and responsible driving throughout the UK. In addition to road tax they are also responsible for keeping a registry of all vehicles and qualified drivers.
Am I insured to drive someone else's car?
Many motor insurance providers will allow their comprehensive policy holders to drive any other vehicle, as long as it is already insured by another driver. This means that you can drive your friend's car BUT it is likely that you will only be insured to third party level.
As a result of the accident, my car has been damaged - can I go ahead and get it repaired?
If you have taken out comprehensive car insurance cover and wish to claim under the policy, a specific claims procedure will be given to you when you contact the Claims Line to notify them of the accident. You should not repair your vehicle without the approval of your insurer.
2. Make a sketch of the scene of the accident, where the two cars began before the accident, where they met and the final post accident positions both of the vehicles. You must also make a note of the road name and the address of any property that was damaged during the accident.

3. Do not admit responsibility at the scene of the accident or sign any statement to this effect. It is possible that this may cause offence to the other party involved, but stick to your guns. Your best response is to state under the conditions of your insurance, you are prohibited from admitting liability without your insurers written agreement.

4. If the damage is cause to another vehicle, property, animals or humans, to comply with the law you must stop and give your name, address, and registration particulars of the vehicle (along with owner's name and address, if different).

5. If anyone other than yourself is injured you must be able to show your Insurance Certificate to the police or to any other person, if you are asked. If you cannot do this at this time of the accident, report to the police as soon as possible and, in any case, within 24 hours. Note always ask for an incident number, your insurer will want it for the claims form.

6. If you damaged another vehicle or property, must be able to show your Insurance Certificate to the police or to any other person, if you are asked.