How to provide evidence of my No Claim Discount?

Accepted proof of the No Claim Discount would be as follows:

  • An original letter from your previous insurer indicating your current level of No Claim Discount.
  • An Original Renewal Notice from your previous insurer.
  • The original certificate of motor insurance.

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What if I am a young driver?
In the UK, car insurance quotes are dependant upon several factors, these include age, gender and location. One of the overriding considerations is the age of the potential policy holder, the younger the driver the more expensive the policy in most circumstances.
What are the laws regarding Motor insurance in the United Kingdom?
Motor insurance originated in 1930, when the government introduced a law that required every person who used a vehicle on the road to have some kind of motor insurance policy. This had to be third party personal injury cover at the very least.
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You should also take the time to familiarise yourself with the claims procedures at each new motor insurance company you use. Each company has a slightly different claims procedure, it is imperative that you understand both what is covered and how you should approach making a claim against your policy.
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In many circumstances you will not be able to prevent an accident, especially if the accident is not your fault. If you are involved in an accident, there are several steps you need to undertake.
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Providing proof of No Claim Discount for a Company Car.

If you are using a company car no claim discount, you will need to provide a letter on company headed paper containing the following information.

  • Details of any accidents, claims or losses, which occurred during this period and whether these were settled on a fault or no fault basis. This will help your new insurer to analyse your claims history.
  • Dates in which you were covered under the company car scheme.
  • Policy number and name of company car insurance policy.
  • Confirmation from your employer that you were the sole user of that company vehicle during the period stated.
  • Depending upon the insurer, confirmation that you no longer have a company car.