How to provide evidence of my No Claim Discount?

Accepted proof of the No Claim Discount would be as follows:

  • An original letter from your previous insurer indicating your current level of No Claim Discount.
  • An Original Renewal Notice from your previous insurer.
  • The original certificate of motor insurance.

Hot Topics

What is Third party fire and theft Motor insurance?
Whilst technically your legal requirements for motor insurance are covered by a third party only policy they only protect the people with whom you share the roads, not yourself. The law requires that people who are involved in an accident that is not caused by themselves, be compensated. So, with third party insurance you may be protected against other people's claims against you, but not if you are responsible for the accident.
How do I make a claim on a Motor Insurance policy?
You should also take the time to familiarise yourself with the claims procedures at each new motor insurance company you use. Each company has a slightly different claims procedure, it is imperative that you understand both what is covered and how you should approach making a claim against your policy.
What Do I need to do if using my Car abroad?
No matter where you go in Europe, be it Ireland, Wales, Scotland or the mainland, you are covered for at least the minimum level legally required in that country with your UK motor insurance policy.
How do I find the cheapest motor insurance premiums?
In order to get the best possible quote for your Motor insurance you should compare and contrast quotes provided by many different insurers. You'll find the difference between quotes can be enormous with a potential 50% difference between the most expensive and the cheapest quote.
How your premium is calculated
The main factors influencing the cost of your insurance policy are:
Providing proof of No Claim Discount for a Company Car.

If you are using a company car no claim discount, you will need to provide a letter on company headed paper containing the following information.

  • Details of any accidents, claims or losses, which occurred during this period and whether these were settled on a fault or no fault basis. This will help your new insurer to analyse your claims history.
  • Dates in which you were covered under the company car scheme.
  • Policy number and name of company car insurance policy.
  • Confirmation from your employer that you were the sole user of that company vehicle during the period stated.
  • Depending upon the insurer, confirmation that you no longer have a company car.